ZenTreasury Named Top-Tier Software Vendor by APPS RUN THE WORLD in the APPS TOP 500 Market Report

1461 ZenTreasury

ZenTreasury Strengths, Domain Expertise, and Key Differentiators

ZenTreasury’s strengths lie in its comprehensive suite of services designed to optimize treasury operations for businesses. Its Treasury Consulting & Support Services provide expert guidance on process optimization, risk management, and system implementation, backed by dedicated teams and 24/7 support. Additionally, ZenTreasury’s Managed Treasury Services offer businesses flexible outsourcing models for their Treasury Management System (TMS) operations, enabling scalability and efficiency.

ZenTreasury Recent Developments

In 2025, ZenTreasury enhanced its platform by integrating Microsoft Single Sign-On (SSO), allowing clients to log in more securely and efficiently using their Microsoft accounts. This update aims to streamline access, reduce the complexities of password management, and improve overall user experience, reinforcing the company’s commitment to security and operational efficiency.

In 2025, ZenTreasury expanded its service offerings to streamline treasury operations for businesses and enhance operational efficiency. The company now provides Treasury Consulting & Support Services, offering expert assistance in process optimization, risk management, system implementation, and staff training. Tailored support includes dedicated teams for treasury and IFRS specialist advice, available via multiple channels, and 24/7 self-service access through a support portal. Additionally, ZenTreasury has launched Managed Treasury Services, allowing businesses to outsource their Treasury Management System (TMS) operations with flexible models, including temporary outsourcing, full outsourcing, or transition back to in-house management.

ZenTreasury made waves in 2020 with the launch of LeaseAccounting.app, a self-service SaaS solution designed to assist SMEs and midcaps in managing lease agreements under IFRS-16. This innovative offering provided companies with an affordable and efficient way to achieve compliance with the new lease accounting standard. The market response to LeaseAccounting.app has been highly positive, with widespread adoption and recognition within the industry.

ZenTreasury Customers in ARTW Customer Database

Leveraging a rigorous data-centric research methodology, APPS RUN THE WORLD asks the simple question: Who’s buying ZenTreasury applications and why? And we provide the answers – supported by decades of research – to our clients around the world. Our Customer database has over 100 data fields that detail company usage of ZenTreasury and other enterprise apps by function, customer size, industry, location, implementation status, partner involvement, Line of Business Key Stakeholders and IT decision makers contact details. List of Verified ZenTreasury TMS customers.

ZenTreasury Overview

Saukonpaadenranta 8 B 33

Helsinki, x, 180, Finland

358 9 42 468 300

https://www.zentreasury.com/


Ownership: - x

Number of Employees: 10

Functional Markets: TRM,

Key Verticals: Aerospace and Defense, Automotive, Banking and Financial Services, Communication, Construction and Real Estate, CPG, Distribution, Education, Healthcare, Insurance, Leisure and Hospitality, Life Sciences, Manufacturing, Media, Oil Gas Chemicals, Professional Services, Retail, Transportation, Utility,

ZenTreasury Key Enterprise and Cloud Applications

ZenTreasury TMS

ZenTreasury Revenues, $M:

Type/Year20232024YoY Growth, %
Total Revenues, $M Subscribe Subscribe Subscribe
Enterprise Applications Revenues, $M Subscribe Subscribe Subscribe
Cloud Applications Revenues, $M Subscribe Subscribe Subscribe

* Enterprise Applications Revenues = License + Support & Maintenance + SaaS
** All revenue figures are estimates based on public records, Cloud and Non-Cloud business models in Apps Run The World's vendor database, and annual survey results including vendor feedback.

ZenTreasury Revenue Breakdown By Type, $M:

TypeLicenseServicesHardwareS&MSaaSPaaSIaaSOtherTotal
% of Total Revenues Subscribe Subscribe Subscribe Subscribe Subscribe Subscribe Subscribe Subscribe 100%
Revenues, $M Subscribe Subscribe Subscribe Subscribe Subscribe Subscribe Subscribe Subscribe Subscribe

ZenTreasury Revenues By Region, $M

Region% of Total Revenues2024 Total Revenues, $M2024 Enterprise Applications Revenues, $M2024 Cloud Applications Revenues, $M
Americas Subscribe Subscribe Subscribe Subscribe
EMEA Subscribe Subscribe Subscribe Subscribe
APAC Subscribe Subscribe Subscribe Subscribe
Total Subscribe Subscribe Subscribe Subscribe

ZenTreasury Direct vs Indirect sales

TypeDirect SalesIndirect SalesTotal
Type % Subscribe Subscribe Subscribe
Revenues, $M Subscribe Subscribe Subscribe

ZenTreasury Customers - Breakdown by Geo, Size, Vertical and Product

List of Verified ZenTreasury Customers


No. of ZenTreasury Customers: 40

No. of ZenTreasury Enterprise Applications Customers: 40

No. of ZenTreasury Cloud Customers: x

No. of ZenTreasury Cloud Subscribers: x


ZenTreasury has developed a diverse and growing customer base, which spans several industries and geographies. Leading Nordic companies such as Altia, Finnair, and Valmet Automotive leverage ZenTreasury for their treasury and lease management solutions.

The company’s expansion into new international markets, including the Netherlands, South Africa, and the United Kingdom, underscores its increasing global appeal and growing market footprint. ZenTreasury's ability to attract major enterprises across various regions highlights its scalability and robust value proposition in the treasury management sector.

ZenTreasury Market Opportunities, M&A and Geo Expansions

ZenTreasury is well-positioned to capitalize on new growth opportunities through its enhanced platform and strategic partnerships. The introduction of a comprehensive guarantees module strengthens its value proposition by enabling customers to efficiently manage corporate and bank guarantees with real-time risk monitoring. Additionally, the launch of a white-label partnership program unlocks new revenue streams by allowing banks and financial service firms to offer ZenTreasury’s SaaS TMS solution under their own brand.

ZenTreasury Risks and Challenges

ZenTreasury faces potential risks in its expansion efforts, particularly when entering unfamiliar markets where go-to-market challenges could arise. The need for localized strategies, regulatory compliance, and market adaptation may create hurdles that could slow growth and increase operational complexity. Without a well-defined localization approach, ZenTreasury may struggle with customer acquisition, competitive positioning, and scalability in new regions. Successfully mitigating these risks will require strategic partnerships, regional expertise, and agile market-entry tactics to ensure sustainable global expansion.

ZenTreasury Ecosystem, Partners, Resellers and SI

ZenTreasury’s ecosystem is primarily built around a direct sales model, ensuring a streamlined approach to client engagement and solution delivery. By maintaining direct relationships with its customers, ZenTreasury can offer tailored treasury and financial management solutions, optimizing user experience and service customization. This model allows the company to retain greater control over pricing, support, and implementation, fostering long-term client relationships and a strong market presence.

Research Methodology

Data used in research reports are derived from publicly available documents, continuous surveys of applications vendors, customers, resellers, Independent Software Vendors, systems integrators and other verifiable sources.


Vendor shares and market forecast results are based on a combination of existing databases as well as demand side and supply side research conducted throughout the year with validation from vendors, customers, channel partners and documentations such as earnings releases and 10Q and 10K filings, vertical industry studies, regional and country-level statistics from public and private institutions(i.e. colleges, universities, government agencies and trade associations).


For additional information on our methodologies, here's the link:

https://www.appsruntheworld.com/About Us
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