Toronto, M5E 1W1, ON,
Canada
AutoCapital Canada Technographics
AutoCapital Canada Technographics, Software Purchases, AI and Digital Transformation Initiatives
Discover the latest software purchases and digital transformation initiatives being undertaken by AutoCapital Canada and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 200 AutoCapital Canada employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.
During our research, we have identified that AutoCapital Canada has purchased the following applications: Payroc IBX for Payment Processing in 2026, FIS Origenate for Loan Management in 2017, Tawk.to for Chatbots and Conversational AI in 2015 and the related IT decision-makers and key stakeholders.
Our database provides customer insight and contextual information on which enterprise applications and software systems AutoCapital Canada is running and its propensity to invest more and deepen its relationship with Payroc , FIS Global , Inovatec or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.
We have been analyzing AutoCapital Canada revenues, which have grown to $30.0 million in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for AutoCapital Canada intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.
AutoCapital Canada Tech Stack and Enterprise Applications
AutoCapital Canada ERP
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Payroc | Legacy | Payroc IBX | Payment Processing | ERP | n/a | 2026 | 2026 |
In 2026, AutoCapital Canada deployed Payroc IBX as its Payment Processing solution. Payroc IBX is implemented on the AutoCapital Canada website to handle online payment acceptance for retail auto financing workflows and customer checkout interactions.
The implementation configures Payroc IBX core payment gateway capabilities, including hosted web payment pages and tokenization for card on file, to support authorization and settlement workflows typical of Payment Processing platforms. The deployment emphasizes web channel integration, with Payroc IBX embedded into the public site to manage customer card entry, payment authorization, and merchant transaction routing.
Operational coverage is focused on online consumer lending payments across AutoCapital Canada’s Canadian web channel, with controls aligned to merchant account management, payment reconciliation, and PCI related operational requirements. Governance centers on web payments operations and reconciliation processes, while ongoing administration is expected to prioritize transaction monitoring, dispute handling, and secure storage of payment tokens under the Payroc IBX implementation.
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AutoCapital Canada ERP Services and Operations
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| FIS Global | Legacy | FIS Origenate | Loan Management | ERP Services and Operations | n/a | 2017 | 2017 |
In 2017 AutoCapital Canada implemented FIS Origenate as its Loan Management solution. The deployment targeted underwriting and credit operations in the Canadian retail auto finance business, supporting credit analysts and the funding and closing teams across the organization. Implementation focused on establishing a centralized loan origination platform to manage application intake, credit evaluation and loan documentation workflows.
FIS Origenate was configured to support core Loan Management modules including application intake, automated underwriting decisioning, document management, file notation and reporting. The configuration embodied the company lending guidelines used by credit analysts to assess borrower liabilities, income and credit history, and to capture due diligence notes and financial ratio calculations that analysts produce during credit evaluation. FIS Origenate was used daily by underwriters to prepare risk reports and to record compliance related file annotations.
The implementation included explicit integrations with Inovatec, Route One, Dealer Track and Gateway applications to support dealer submission channels and origination workflow continuity, and it interfaced with credit bureau review processes as part of underwriting. Integration points linked underwriting activities to funding and closing workflows so that file handoffs and documentation checks could be coordinated across teams. These integration connections positioned FIS Origenate as the central Loan Management record for loan intake and processing.
Governance emphasized adherence to internal compliance requirements and service level agreements, with underwriters required to document risk assessments and underwriting rationales within FIS Origenate to minimize escalations. The platform supported audit trail capture for underwriting decisions and due diligence, and it standardized workflows used by credit analysts, funding and closing teams for operational consistency.
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Loan Management | ERP Services and Operations |
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2017 | 2017 |
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Loan Management | ERP Services and Operations |
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2017 | 2017 |
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Loan Management | ERP Services and Operations |
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2017 | 2017 |
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Loan Management | ERP Services and Operations |
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2019 | 2019 |
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AutoCapital Canada AI-Powered Application
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Tawk.to | Legacy | Tawk.to | Chatbots and Conversational AI | AI-Powered Application | n/a | 2015 | 2015 |
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AutoCapital Canada Collaboration
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Collaboration | Collaboration |
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2015 | 2015 |
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AutoCapital Canada Content Management
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Web Content Management | Content Management |
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2023 | 2023 |
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AutoCapital Canada CRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Marketing Automation | CRM |
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2020 | 2020 |
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Tag Management | CRM |
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2023 | 2023 |
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AutoCapital Canada ITSM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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IT Service Management | ITSM |
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2024 | 2024 |
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AutoCapital Canada TRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Risk Management | TRM |
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2022 | 2022 |
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AutoCapital Canada PaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Apps Development | PaaS |
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2024 | 2024 |
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Transactional Email | PaaS |
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2017 | 2017 |
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Transactional Email | PaaS |
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2022 | 2022 |
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AutoCapital Canada IaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Application Hosting and Computing Services | IaaS |
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2015 | 2015 |
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Application Hosting and Computing Services | IaaS |
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2023 | 2023 |
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Application Hosting and Computing Services | IaaS |
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2024 | 2024 |
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Content Delivery Network | IaaS |
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2025 | 2025 |
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Content Delivery Network | IaaS |
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2024 | 2024 |
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Content Delivery Network | IaaS |
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2023 | 2023 |
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Content Delivery Network | IaaS |
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2023 | 2023 |
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Content Delivery Network | IaaS |
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2026 | 2026 |
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Domain Name System (DNS) | IaaS |
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2015 | 2015 |
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Network Management and Monitoring | IaaS |
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2023 | 2023 |
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AutoCapital Canada CyberSecurity
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Secure Email Gateways (SEGs) | CyberSecurity |
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2024 | 2024 |
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Secure Sockets Layer (SSL) | CyberSecurity |
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2018 | 2018 |
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IT Decision Makers and Key Stakeholders at AutoCapital Canada
| First Name | Last Name | Title | Function | Department | Phone | |
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Apps Being Evaluated by AutoCapital Canada Executives
| Date | Company | Status | Vendor | Product | Category | Market |
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