San Miguel, 15088,
Peru
Servicios, Cobranzas e Inversiones SAC Technographics
Discover the latest software purchases and digital transformation initiatives being undertaken by Servicios, Cobranzas e Inversiones SAC and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 600 Servicios, Cobranzas e Inversiones SAC employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.
During our research, we have identified that Servicios, Cobranzas e Inversiones SAC has purchased the following applications: Toast xtraCASH for Expense Management in 2015 and the related IT decision-makers and key stakeholders.
Our database provides customer insight and contextual information on which enterprise applications and software systems Servicios, Cobranzas e Inversiones SAC is running and its propensity to invest more and deepen its relationship with Toast or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.
We have been analyzing Servicios, Cobranzas e Inversiones SAC revenues, which have grown to $100.0 million in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for Servicios, Cobranzas e Inversiones SAC intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.
ERP Financial Management
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Toast | Legacy | Toast xtraCASH | Expense Management | ERP Financial Management | n/a | 2015 | 2015 |
In 2015, Servicios, Cobranzas e Inversiones SAC implemented Toast xtraCASH as its Expense Management solution. The initial deployment targeted commercialization and lifecycle management of consumer credit offerings, enabling the company to offer Compra de deuda, Tarjetas de crédito adicionales, Xtralineas, Xtracash and similar products directly for Banco Scotiabank. This implementation placed Toast xtraCASH at the center of product configuration and customer offer workflows within the firm.
Configuration work centered on product catalog and offer management, customer onboarding and eligibility rules, transaction processing and settlement workflows, and collections orchestration. Toast xtraCASH was configured to support credit product issuance workflows and to manage expense related events associated with those products. Functional capabilities implemented reflect Expense Management patterns, including offer orchestration, account provisioning and transaction level tracking.
The deployment included direct integration with Banco Scotiabank for product distribution and acceptance, aligning offer flows so that sales channels could present bank backed products in real time. Operational coverage spanned sales, collections, credit operations and finance teams within Servicios, Cobranzas e Inversiones SAC, supporting channel execution for bank partnered offerings across the companys Peruvian operations. Integration points emphasized product issuance and settlement coordination with the bank.
Governance and process changes established joint approval and rule change workflows between Servicios, Cobranzas e Inversiones SAC and Banco Scotiabank, formalizing underwriting parameters, offer qualification rules and collections handoff procedures. The rollout concentrated on aligning sales scripts, collections processes and finance reconciliation to the new Toast xtraCASH configurations, with ongoing operational management shared between the servicer and the banking partner.
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