Salinas, 93901-3435, CA,
United States
1St Capital Bank Technographics
1St Capital Bank Technographics, Software Purchases, AI and Digital Transformation Initiatives
Discover the latest software purchases and digital transformation initiatives being undertaken by 1St Capital Bank and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 40 1St Capital Bank employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.
During our research, we have identified that 1St Capital Bank has purchased the following applications: Jack Henry Ensenta for Payment Processing in 2018, Fiserv Premier Bank Platform for Core Banking in 2020, Microsoft 365 for Collaboration in 2021 and the related IT decision-makers and key stakeholders.
Our database provides customer insight and contextual information on which enterprise applications and software systems 1St Capital Bank is running and its propensity to invest more and deepen its relationship with Jack Henry & Associates , Fiserv , Microsoft or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.
We have been analyzing 1St Capital Bank revenues, which have grown to $4.0 million in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for 1St Capital Bank intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.
1St Capital Bank Tech Stack and Enterprise Applications
ERP Financial Management
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Jack Henry & Associates | Legacy | Jack Henry Ensenta | Payment Processing | ERP Financial Management | n/a | 2018 | 2018 |
In 2018, 1St Capital Bank deployed Jack Henry Ensenta for Payment Processing on its public website. The implementation positions Jack Henry Ensenta as the bank's web-facing payment processing application, responsible for online payment initiation and settlement orchestration for customer-facing flows.
Jack Henry Ensenta was configured to support Payment Processing workflows common to the category, including payment initiation, scheduling, reconciliation support, and transaction status reporting. Configuration emphasis for a 40-employee community bank targeted merchant-facing checkout flows and automated posting into operational payment handling, with process automation for routine reconciliation tasks.
Operational coverage is focused on the website payment channel and adjacent operations teams, with business functions impacted including payments operations, customer service, and treasury collections. Governance centered on payment authorization controls, transaction logging, and reconciliation workflows to ensure operational traceability and workflow ownership across operations and service teams.
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Payment Processing | ERP Financial Management |
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2019 | 2019 |
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Payment Processing | ERP Financial Management |
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2021 | 2021 |
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ERP Services and Operations
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Fiserv | Legacy | Fiserv Premier Bank Platform | Core Banking | ERP Services and Operations | n/a | 2020 | 2020 |
In 2020 1st Capital Bank implemented Fiserv Premier Bank Platform as its Core Banking solution to centralize account processing and compliance workflows. The deployment configured Fiserv Premier Bank Platform to support deposit account processing, teller transaction handling, and customer onboarding workflows, aligning the application with frontline branch operations and a centralized BSA and compliance function based in Salinas, California.
Configuration work emphasized customer identification program and Know Your Customer workflows, including structured CIP and KYC intake, automated alert generation for transaction monitoring, and case management for enhanced due diligence reviews. The implementation incorporated capabilities for Suspicious Activity Report narrative preparation, Currency Transaction Report support, and mechanisms to process FinCEN 314(a) lists and OFAC screening, enabling the compliance team to use the Fiserv Premier Bank Platform as a primary source for investigations and reporting.
Operational coverage centered on the BSA Officer and BSA/AML analysts, branch operations, and compliance staff, with governance formalized through policy and procedural updates, staff training, and preparation for audits and examiner interactions. Integrations emphasized access to internal and external data feeds for investigative work and regulatory reporting, while workflow automation and case routing were used to coordinate KYC, EDD, SAR filing recommendations, and ongoing monitoring within the Core Banking environment.
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Collaboration
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Microsoft | Legacy | Microsoft 365 | Collaboration | Collaboration | n/a | 2021 | 2021 |
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Collaboration | Collaboration |
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2021 | 2021 |
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CRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Data Management Platform | CRM |
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2017 | 2017 |
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Digital Advertising Platform | CRM |
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2017 | 2017 |
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Marketing Automation | CRM |
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2022 | 2022 |
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Tag Management | CRM |
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2020 | 2020 |
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TRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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AML, Fraud and Compliance | TRM |
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2021 | 2021 |
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IaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Application Hosting and Computing Services | IaaS |
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2016 | 2016 |
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Application Hosting and Computing Services | IaaS |
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2020 | 2020 |
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Content Delivery Network | IaaS |
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2022 | 2022 |
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CyberSecurity
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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DDoS Protection | CyberSecurity |
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2021 | 2021 |
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DDoS Protection | CyberSecurity |
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2021 | 2021 |
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IT Decision Makers and Key Stakeholders at 1St Capital Bank
| First Name | Last Name | Title | Function | Department | Phone | |
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| No data found | ||||||
Apps Being Evaluated by 1St Capital Bank Executives
| Date | Company | Status | Vendor | Product | Category | Market |
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| No data found | ||||||