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● California Polytechnic State University, an Oracle PeopleSoft ERP customer evaluated Oracle Cloud ERP

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● Ahold Delhaize USA, an Oracle Retail Merchandising customer evaluated SAP Retail Management

● Pacific Coast Producers, an Oracle JD Edwards EnterpriseOne customer evaluated SAP S/4HANA Cloud

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● BDO Unibank, a Finastra Misys Opics customer evaluated ION IT2 Treasury

● JLG Industries, an Oracle JD Edwards EnterpriseOne customer evaluated Oracle Cloud ERP

Lower
Location
8621 Robert Fulton Drive, Suite 150,
Columbia, 21046, MD,
United States
Website
https://www.lower.com/
Phone
1 833-920-2273
Artw industry
Banking and Financial Services
Employee
Revenue

Lower Technographics

Lower Software Purchases and Digital Transformation Initiatives

Discover the latest software purchases and digital transformation initiatives being undertaken by Lower and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 1700 Lower employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.

During our research, we have identified that Lower has purchased the following applications: Greenhouse ATS for Applicant Tracking System in 2022, ICE Mortgage Black Knight MSP for Loan Management in 2022, SessionStack Platform for Analytics and BI in 2021 and the related IT decision-makers and key stakeholders.

Our database provides customer insight and contextual information on which enterprise applications and software systems Lower is running and its propensity to invest more and deepen its relationship with Greenhouse , ICE Mortgage Technology , SessionStack or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.

We have been analyzing Lower revenues, which have grown to $300.0 million in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for Lower intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.

Lower Data, Technology Stack, and Enterprise Applications
HCM
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Greenhouse Legacy Greenhouse ATS Applicant Tracking System HCM n/a 2022 2022
ERP Services and Operations
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
ICE Mortgage Technology Legacy ICE Mortgage Black Knight MSP Loan Management ERP Services and Operations n/a 2022 2022
Loan Management ERP Services and Operations 2022 2022
Loan Management ERP Services and Operations 2022 2022
Analytics and BI
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
SessionStack Legacy SessionStack Platform Analytics and BI Analytics and BI n/a 2021 2021
In 2021, Lower deployed the SessionStack Platform on their website to capture session level interactions and support customer experience analytics. The engagement positions SessionStack Platform within Lower's Analytics and BI tooling for front end instrumentation, user behavior analysis, and issue reproduction workflows. The implementation focused on client side instrumentation across primary customer flows, enabling session replay and event level logs alongside front end error diagnostics, which are typical capabilities of Analytics and BI solutions in digital banking. Configuration emphasized selective capture, playback controls, and timestamped event trails to support product and support teams in reproducing customer issues without requiring server side changes. Operational scope centered on the public web channel, with access provisioned to product managers, UX researchers, and customer support analysts for incident investigation and behavioral analysis. Governance included role based access to session data, privacy and data retention controls aligned to financial services requirements, and phased rollout across key customer journeys to limit scope during initial adoption. SessionStack Platform was restated as the instrumented solution in this deployment, reinforcing its role in Lower Analytics and BI processes.
Collaboration
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Audio Video and Web Conferencing Collaboration 2021 2021
Collaboration Collaboration 2018 2018
Collaboration Collaboration 2022 2022
Collaboration Collaboration 2021 2021
Collaboration Collaboration 2024 2024
Content Management
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Digital Signing Content Management 2023 2023
CRM
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Call Tracking and Recording CRM 2021 2021
Customer Support CRM 2022 2022
Customer Support CRM 2018 2018
Digital Advertising Platform CRM 2022 2022
Marketing Analytics CRM 2021 2021
Marketing Analytics CRM 2021 2021
Marketing Automation CRM 2021 2021
Marketing Automation CRM 2020 2020
Marketing Automation CRM 2021 2021
Tag Management CRM 2019 2019
ITSM
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Application Performance Management ITSM 2022 2022
IT Service Management ITSM 2021 2021
PaaS
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Transactional Email PaaS 2018 2018
IaaS
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Application Hosting and Computing Services IaaS 2018 2018
Application Hosting and Computing Services IaaS 2021 2021
Application Hosting and Computing Services IaaS 2019 2019
Cloud Storage IaaS 2019 2019
Content Delivery Network IaaS 2020 2020
Content Delivery Network IaaS 2021 2021
Content Delivery Network IaaS 2020 2020
CyberSecurity
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Secure Email Gateways (SEGs) CyberSecurity 2018 2018
IT Decision Makers and Key Stakeholders at Lower
First Name Last Name Title Function Department Email Phone
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Show All Contacts
Apps Being Evaluated by Lower Executives
Date Company Status Vendor Product Category Market
No data found
FAQ - APPS RUN THE WORLD Lower Technographics

Lower is a Banking and Financial Services organization based in United States, with around 1700 employees and annual revenues of $300.0 million.

Lower operates a diverse technology stack with applications such as Greenhouse ATS, ICE Mortgage Black Knight MSP and SessionStack Platform, covering areas like Applicant Tracking System, Loan Management and Analytics and BI.

Lower has invested in cloud applications and AI-driven platforms to optimize efficiency and growth, collaborating with vendors such as Greenhouse, ICE Mortgage Technology and SessionStack.

Lower recently adopted applications including Workplace by Facebook in 2024, DocuSign eSignature in 2023 and Greenhouse ATS in 2022, highlighting its ongoing modernization strategy.

APPS RUN THE WORLD maintains an up-to-date database of Lower’s key decision makers and IT executives, available to Premium subscribers.

Our research team continuously updates Lower’s profile with verified software purchases, vendor relationships, and digital initiatives identified from public and proprietary sources.

Subscribe to APPS RUN THE WORLD to access the complete Lower technographics profile, including detailed breakdowns by category, vendor, and IT decision makers.