Jalan Kerinchi, 59200,
Malaysia
AEON Credit Service Technographics
Discover the latest software purchases and digital transformation initiatives being undertaken by AEON Credit Service and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 3106 AEON Credit Service employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.
During our research, we have identified that AEON Credit Service has purchased the following applications: SAP S/4 HANA for ERP Financial in 2016, Visual Solutions flexHR for Core HR in 2015, MoneyLion RoarMoney for Digital Banking in 2022 and the related IT decision-makers and key stakeholders.
Our database provides customer insight and contextual information on which enterprise applications and software systems AEON Credit Service is running and its propensity to invest more and deepen its relationship with SAP , Visual Solutions , MoneyLion or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.
We have been analyzing AEON Credit Service revenues, which have grown to $436.0 million in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for AEON Credit Service intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.
ERP Financial Management
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| SAP | SAP ERP ECC 6.0 | SAP S/4 HANA | ERP Financial | ERP Financial Management | n/a | 2016 | 2016 |
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ERP Financial | ERP Financial Management |
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2012 | 2012 |
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HCM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Visual Solutions | Legacy | Visual Solutions flexHR | Core HR | HCM | n/a | 2015 | 2016 |
In 2015, AEON Credit Service implemented Visual Solutions flexHR as its Core HR system to centralize HR operations. The deployment placed Visual Solutions flexHR at the center of HR administration, with HR operations staff using the application to manage personnel records and routine HR workflows across AEON Credit Service in Malaysia.
Visual Solutions flexHR was configured to manage monthly staff shift schedules, leave routing workflows, and resort data nationwide, and to support document generation for offer letters, contract extension letters, termination letters, conversion letters, and verification letters. The implementation also incorporated access control workflows by managing staff access cards using Ingress & Soyal while maintaining employee personal data in Visual Solutions flexHR. Operational scope covered HR operations, workforce management, onboarding and offboarding administration, and routine HR administrative processing, with governance structured around routed leave approvals and standardized document issuance handled by HR operations personnel.
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ERP Services and Operations
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| MoneyLion | Legacy | MoneyLion RoarMoney | Digital Banking | ERP Services and Operations | n/a | 2022 | 2022 |
In 2022, AEON Credit Service implemented MoneyLion RoarMoney as part of a consortium bid that secured a Digital Banking license from the Malaysian Ministry of Finance. The deployment uses MoneyLion’s Software as a Service platform to provision the consortium’s digital bank infrastructure, with MoneyLion responsible for designing and building the core digital finance platform and operational stack.
The implementation of MoneyLion RoarMoney centers on a full stack of Digital Banking capabilities, including digital customer interfaces, underwriting and credit origination, credit pricing and risk analytics, fraud detection, and product operations. The platform also incorporates data analytics driven personalization and content led customer engagement to enable hyper personalization of products and services and to support education driven customer journeys.
Architecturally the solution is delivered as a cloud native SaaS platform developed and operated by MoneyLion, leveraging its local engineering and data science presence in Kuala Lumpur. The consortium model integrates AEON Credit Service with AEON Financial Service and MoneyLion, aligning banking product design with AEON’s market knowledge while MoneyLion provides technology, AI and analytics capabilities to operate credit decisioning and embedded finance features at scale.
Governance and operational scope position MoneyLion to own platform design and product operations, while AEON Credit Service provides market access and distribution in Malaysia. The approved Digital Banking license enables the digital bank to offer services aimed at financial inclusion across Malaysia, and the implementation explicitly emphasizes end to end capabilities from underwriting to customer engagement, without asserting measured financial outcomes.
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Analytics and BI
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Analytics and BI | Analytics and BI |
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2014 | 2014 |
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Collaboration
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Collaboration | Collaboration |
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2021 | 2021 |
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CRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Marketing Automation | CRM |
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2021 | 2021 |
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Tag Management | CRM |
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2016 | 2016 |
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ITSM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Application Performance Management | ITSM |
|
2020 | 2020 |
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TRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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AML, Fraud and Compliance | TRM |
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2016 | 2016 |
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PaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Transactional Email | PaaS |
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2019 | 2019 |
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IaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Application Hosting and Computing Services | IaaS |
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2021 | 2021 |
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Content Delivery Network | IaaS |
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2020 | 2020 |
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CyberSecurity
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Secure Sockets Layer (SSL) | CyberSecurity |
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2020 | 2022 |
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