Accra, x,
Ghana
ARB Apex Bank Technographics
ARB Apex Bank Technographics, Software Purchases, AI and Digital Transformation Initiatives
Discover the latest software purchases and digital transformation initiatives being undertaken by ARB Apex Bank and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 100 ARB Apex Bank employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.
During our research, we have identified that ARB Apex Bank has purchased the following applications: Temenos T24 for Core Banking in 2019, Tawk.to for Chatbots and Conversational AI in 2017, Microsoft 365 for Collaboration in 2017 and the related IT decision-makers and key stakeholders.
Our database provides customer insight and contextual information on which enterprise applications and software systems ARB Apex Bank is running and its propensity to invest more and deepen its relationship with Temenos , Tawk.to , Microsoft or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.
We have been analyzing ARB Apex Bank revenues, which have grown to $15.0 million in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for ARB Apex Bank intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.
ARB Apex Bank Tech Stack and Enterprise Applications
ARB Apex Bank ERP Services and Operations
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Temenos | Legacy | Temenos T24 | Core Banking | ERP Services and Operations | n/a | 2019 | 2019 |
In 2019, ARB Apex Bank implemented Temenos T24. The Temenos T24 implementation is positioned as the bank's Core Banking platform and underpins processing for a network that serves over six million customers with almost seven million accounts and an average of 220,000 daily transactions. ARB Apex Bank acts as the mini central bank for Ghana's rural and community banks and connects 144 rural and community banks across a network that totals more than 700 branches. The deployment scope therefore spans centralized core processing and account servicing for a distributed retail and institutional footprint across Ghana.
ARB Apex Bank Temenos T24 Core Banking supports standard core banking capabilities including account management, deposit and loan servicing, transaction processing and customer master data workflows. The bank implemented Temenos T24 alongside Temenos Infinity for digital channels, Temenos Transact for next generation core functionalities, and additional Temenos solutions for Risk and Compliance and Temenos Payment Hub. Configuration work emphasized transaction orchestration and customer-centric product configurations to enable inclusive banking products across the connected RCB network. Automation and parameter-driven configuration were applied to scale product rollout and standardize offerings to member RCBs.
Operational integration centralized payments processing and compliance monitoring within the Temenos suite, leveraging Temenos Payment Hub for payment flows and the Risk and Compliance module for regulatory controls. The implementation supports branch and network connectivity across the 700 plus branches and the 144 RCBs, enabling ARB Apex Bank to provide centralized services to its member banks while maintaining consistent customer record management across sites. Systems engineering focused on sustaining availability and throughput to handle the high daily transaction volumes reported by the bank.
Governance was aligned with ARB Apex Bank's coordinating role for RCB operations, with centralized processing policies and controls applied through the Temenos T24 Core Banking platform and accompanying compliance tools. In 2019 the bank was recognized at the Temenos Community Forum with the Best Inclusive Banking award, reflecting a customer-centric rollout that passed operating cost efficiencies to end-customers and extended modern financial services across Ghana. Ongoing operational oversight concentrates on sustaining transaction performance and regulatory compliance across the member bank network.
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Digital Banking | ERP Services and Operations |
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2019 | 2019 |
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ARB Apex Bank AI-Powered Application
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Tawk.to | Legacy | Tawk.to | Chatbots and Conversational AI | AI-Powered Application | n/a | 2017 | 2017 |
In 2017, ARB Apex Bank implemented Tawk.to on its public website. The Tawk.to deployment is categorized as Chatbots and Conversational AI and functions as the bank's customer messaging channel for website visitors and online inquiries. The rollout is scoped to the corporate web property and is positioned to support retail customer support and front door digital engagement.
The implementation uses an embedded browser side chat widget pattern consistent with Chatbots and Conversational AI deployments, delivering live chat, session based visitor context, and templated response workflows. Operational ownership is aligned to web and customer service staff who configure availability windows, agent queues, and message templates, while the solution executes from the website rather than as on premise infrastructure. Integration details were not provided, the configuration emphasizes conversational coverage on site pages and agent assisted chat workflows.
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ARB Apex Bank Collaboration
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Microsoft | Legacy | Microsoft 365 | Collaboration | Collaboration | n/a | 2017 | 2017 |
In 2017, ARB Apex Bank implemented Microsoft 365. The Microsoft 365 deployment was provisioned to address Collaboration needs across the bank and is referenced in the bank's website source, indicating public-facing integration with the web presence.
The implementation follows a cloud-hosted SaaS architecture, leveraging Microsoft 365 services such as hosted email, SharePoint Online for intranet and document libraries, OneDrive for personal file storage, and Teams for synchronous collaboration. Identity and access control are managed through Microsoft identity services to enable user provisioning and group-based access, and governance configuration focuses on document permissions and retention policies. Operational coverage spans the bank's 100-employee footprint and supports corporate communications, customer-facing teams, and back-office functions, with configuration centered on departmental sites, shared mailboxes, and collaborative authoring workflows to deliver core Collaboration capabilities.
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ARB Apex Bank CRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Marketing Analytics | CRM |
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2021 | 2021 |
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ARB Apex Bank PaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Apps Development | PaaS |
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2016 | 2016 |
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ARB Apex Bank IaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Application Hosting and Computing Services | IaaS |
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2017 | 2017 |
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IT Decision Makers and Key Stakeholders at ARB Apex Bank
| First Name | Last Name | Title | Function | Department | Phone | |
|---|---|---|---|---|---|---|
| Deput Manager, Business Systems Unit | Manager | IT | ||||
| Data Center Engineer | Manager | IT |
Apps Being Evaluated by ARB Apex Bank Executives
| Date | Company | Status | Vendor | Product | Category | Market |
|---|---|---|---|---|---|---|
| 2025-04-29 | ARB Apex Bank | Evaluated | Temenos | Temenos T24 | Core Banking | ERP Services and Operations |