AI Buyer Insights:

Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

Michelin, an e2open customer evaluated Oracle Transportation Management

Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

Michelin, an e2open customer evaluated Oracle Transportation Management

Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

Marshmallow Data, Technology Stack, and Enterprise Applications
ERP Financial Management
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
PayFit Legacy PayFit Expenses Expense Management ERP Financial Management n/a 2021 2021
In 2021, Marshmallow implemented PayFit Expenses as part of a PayFit deployment to run payroll and HR processes for its UK finance team, linking expense management to payroll workflows and employee self-service. The implementation targeted Expense Management use cases and introduced OCR-powered expense upload alongside automated payslips and pension handling within the same vendor environment. PayFit Expenses was configured to capture employee receipts via OCR, streamline expense submission and approval workflows, and surface expense data to payroll for consolidated processing. Functional capabilities implemented included automated payslip generation, pension contribution handling, OCR receipt extraction for expense items, and employee-facing self-service for both payroll and expenses. Operational coverage was focused on Marshmallow employees and the finance function in the United Kingdom, with the PayFit Expenses instance operating alongside PayFit payroll and HR processes used by the UK finance team. The deployment centralized expense intake and payroll processing in a single vendor platform, reducing manual handoffs between expense capture and payroll posting. Governance and rollout emphasized finance team ownership of configuration and user enablement for employee self-service, standardizing approval paths and review checkpoints for expense claims. The implementation outcome reported a halving of time spent on payroll, improved accuracy, and increased employee self-service for payroll and expenses in the UK.
HCM
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
PayFit Legacy PayFit Leave and absences Absence and Leave Management HCM n/a 2021 2021
In 2021 Marshmallow implemented PayFit Leave and absences as part of a broader PayFit HR and payroll adoption across its UK operations. The deployment was driven by a need to automate payroll and HR processes in the United Kingdom, and Marshmallow reported payroll time was cut roughly in half and payroll became more scalable as headcount grew. The PayFit Leave and absences implementation centralized time-off request management, configurable leave policy enforcement, automated leave balance calculations, and multi-step approval workflows consistent with Absence and Leave Management functionality. The application was configured within PayFit’s HR and payroll suite to maintain native linkage between absence records and payroll calculations, supporting consistent treatment of paid and unpaid absences and reducing manual reconciliation. Operational ownership resided with HR and payroll teams in the UK, with the solution providing a single source of truth for absence data and standardized request-to-pay workflows. Governance emphasized policy configuration and approval routing inside the PayFit Leave and absences module, enabling Marshmallow to scale absence administration alongside its growing employee base while preserving payroll accuracy.
Core HR HCM 2022 2022
Onboarding HCM 2021 2021
AI Development
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Sierra Legacy Sierra Platform Generative AI Platforms AI Development n/a 2025 2025
In 2025, Marshmallow implemented Sierra Platform, a Generative AI Platforms solution, to operationalize customer-facing conversational agents within its Retention tribe. The Sierra Platform was deployed to support high-stakes journeys such as policy renewals and retention negotiations and is positioned as the core runtime for agentic conversational workflows across product and operations teams. Implementation focused on conversational AI modules and lifecycle tooling, including prompt design and context management, model evaluation frameworks, and production monitoring systems. The Sierra Platform was used for end-to-end agent deployments, covering model iteration, experiment orchestration, troubleshooting, and ongoing refinement of conversational flows to approach human-equivalent performance in complex customer interactions. Integrations emphasized cross-functional data and business alignment, with the Sierra Platform linked into Marshmallow’s data science pipelines and operational teams in Product, Operations, and Finance for evaluation, reporting, and decisioning. Operational coverage centered on customer-facing workstreams managed by the Retention tribe, supported by AI Applied Scientists who bridge model development and applied deployment responsibilities. Governance and process changes included establishing robust evaluation and monitoring standards to meet compliance and regulatory expectations, formalized experimentation cycles, and a lifecycle ownership model for AI agent deployments. Rollout and ongoing operation were structured around iterative improvements, technical oversight from data science, and clear communication channels to senior leadership and business stakeholders.
Collaboration
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Collaboration Collaboration 2017 2017
Collaboration Collaboration 2022 2022
CRM
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Customer Data Platform CRM 2018 2018
Customer Experience CRM 2019 2019
Marketing Analytics CRM 2018 2018
Marketing Analytics CRM 2019 2019
Marketing Automation CRM 2018 2018
Marketing Automation CRM 2019 2019
Sales Automation, CRM, Sales Engagement CRM 2021 2021
Tag Management CRM 2018 2018
IT Asset Management
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
IT Asset Management (ITAM), SaaS Spend Management IT Asset Management 2018 2018
PaaS
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Transactional Email PaaS 2019 2019
IaaS
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Application Hosting and Computing Services IaaS 2018 2018
Content Delivery Network IaaS 2023 2023
Content Delivery Network IaaS 2018 2018
Content Delivery Network IaaS 2019 2019
IT Decision Makers and Key Stakeholders at Marshmallow
First Name Last Name Title Function Department Email Phone
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Apps Being Evaluated by Marshmallow Executives
Date Company Status Vendor Product Category Market
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FAQ - APPS RUN THE WORLD Marshmallow Technographics

Marshmallow is a Insurance organization based in United Kingdom, with around 700 employees and annual revenues of $245.0 million.

Marshmallow operates a diverse technology stack with applications such as PayFit Expenses, PayFit Leave and absences and Sierra Platform, covering areas like Expense Management, Absence and Leave Management and Generative AI Platforms.

Marshmallow has invested in cloud applications and AI-driven platforms to optimize efficiency and growth, collaborating with vendors such as PayFit and Sierra.

Marshmallow recently adopted applications including Sierra Platform in 2025, Amazon CloudFront in 2023 and PayFit HRMS in 2022, highlighting its ongoing modernization strategy.

APPS RUN THE WORLD maintains an up-to-date database of Marshmallow’s key decision makers and IT executives, available to Premium subscribers.

Our research team continuously updates Marshmallow’s profile with verified software purchases, vendor relationships, and digital initiatives identified from public and proprietary sources.

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