Pemo is a Banking and Financial Services organization based in United Arab Emirates, with around 83 employees and annual revenues of $17.0 million.

What enterprise applications does Pemo use?

Pemo operates a diverse technology stack with applications such as Visa Authorize.Net, PalmHR Absence Management and Clare.AI, covering areas like Payment Processing, Absence and Leave Management and Chatbots and Conversational AI.

What digital transformation initiatives has Pemo undertaken?

Pemo has invested in cloud applications and AI-driven platforms to optimize efficiency and growth, collaborating with vendors such as Visa, PalmHR and Clare.AI.

What are the most recent software purchases made by Pemo?

Pemo recently adopted applications including Fastly in 2026, HikeOrders in 2025 and Pathwire Mailgun in 2025, highlighting its ongoing modernization strategy.

Which IT decision makers lead technology initiatives at Pemo?

APPS RUN THE WORLD maintains an up-to-date database of Pemo’s key decision makers and IT executives, available to Premium subscribers.

How does APPS RUN THE WORLD track Pemo’s IT investments?

Our research team continuously updates Pemo’s profile with verified software purchases, vendor relationships, and digital initiatives identified from public and proprietary sources.

How can I access the full list of applications used by Pemo?

Subscribe to APPS RUN THE WORLD to access the complete Pemo technographics profile, including detailed breakdowns by category, vendor, and IT decision makers.

Pemo Technographics, Software Purchases, AI and Digital Transformation Initiatives

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● Michelin, an e2open customer evaluated Oracle Transportation Management

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● California Polytechnic State University, an Oracle PeopleSoft ERP customer evaluated Oracle Cloud ERP

● Travelers, an Exterro Zapproved ZDiscovery customer evaluated LexisNexis CounselLink

● Sunflower Bank, a Fiserv Signature Bank customer evaluated FIS Horizon

● ASGC Group, an Oracle E-Business Suite customer evaluated Oracle Cloud ERP

● Ahold Delhaize USA, an Oracle Retail Merchandising customer evaluated SAP Retail Management

● Printpack, an Oracle JD Edwards EnterpriseOne customer evaluated Oracle Cloud ERP

● Indiana University, an Oracle PeopleSoft Global Payroll customer evaluated Workday Payroll

● TJX Companies, an Oracle E-Business Suite customer evaluated Workday Financial

● Albertsons, a Procurant One customer evaluated Oracle Procurement Cloud

● Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

● Southern Company, a Hitachi Ventyx FocalPoint customer evaluated AVEVA PI System

● Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

● First Horizon Bank, an nCino Loan Origination customer evaluated FIS Commercial Loan Servicing

● MECCA Australia, a Microsoft Dynamics NAV customer evaluated SAP S/4HANA

● Deutsche Rentenversicherung Bund, a SAP S/4 HANA HCM customer evaluated SAP SuccessFactors Employee Central

● Zurich Insurance Group, a Guidewire ClaimCenter customer evaluated Duck Creek Claims

● Pacific Coast Producers, an Oracle JD Edwards EnterpriseOne customer evaluated SAP S/4HANA Cloud

● Adelphi University, an ADP Enterprise eTIME customer evaluated Workday Time and Attendance

● Hendrick Automotive, an Oracle NetSuite Procurement customer evaluated Coupa Procurement

● Ivy Tech Community College, a RNL ScaleFunder customer evaluated Virtuous CRM

● Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

● Harvard University, an Oracle PeopleSoft HCM customer evaluated Oracle Cloud HCM

● Coles Supermarkets, an Oracle Retek POS customer evaluated NCR Voyix Counterpoint

● Department Of Homeland Security, an Oracle E-Business Suite customer evaluated SAP S/4HANA Cloud

● First Citizens Bank, a Fiserv Signature Bank Platform customer evaluated FIS Core Banking

● Habib Bank, an Finastra Misys FusionBanking Equation customer evaluated FIS Core Banking

● City of Fresno, an Oracle PeopleSoft ERP customer evaluated Oracle Cloud ERP

● Synovus Bank, a Q2 Digital Banking customer evaluated Apiture Digital Banking

● Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

● Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

● Fluke Corporation, an Oracle E-Business Suite customer evaluated SAP S/4 HANA

● Marriott International, an Oracle PeopleSoft ERP customer evaluated Microsoft Dynamics 365 Business Central

● Becker Industrie, a Microsoft Dynamics AX customer evaluated Microsoft Dynamics 365 F&O

● Florida State University, an Oracle PeopleSoft HCM customer evaluated Workday HCM

● BDO Unibank, a Finastra Misys Opics customer evaluated ION IT2 Treasury

● Hong Kong Polytechnic University (PolyU) , an Oracle E-Business Suite customer evaluated SAP S/4 HANA

● City of Richmond, VA, an Oracle E-Business Suite customer evaluated Tyler Munis ERP

● Washington State University, a Workday Time customer evaluated UKG Pro Timekeeping

● Michelin, an e2open customer evaluated Oracle Transportation Management

● Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

● JLG Industries, an Oracle JD Edwards EnterpriseOne customer evaluated Oracle Cloud ERP

● California Polytechnic State University, an Oracle PeopleSoft ERP customer evaluated Oracle Cloud ERP

● Travelers, an Exterro Zapproved ZDiscovery customer evaluated LexisNexis CounselLink

● Sunflower Bank, a Fiserv Signature Bank customer evaluated FIS Horizon

● ASGC Group, an Oracle E-Business Suite customer evaluated Oracle Cloud ERP

● Ahold Delhaize USA, an Oracle Retail Merchandising customer evaluated SAP Retail Management

● Printpack, an Oracle JD Edwards EnterpriseOne customer evaluated Oracle Cloud ERP

● Indiana University, an Oracle PeopleSoft Global Payroll customer evaluated Workday Payroll

● TJX Companies, an Oracle E-Business Suite customer evaluated Workday Financial

● Albertsons, a Procurant One customer evaluated Oracle Procurement Cloud

● Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

● Southern Company, a Hitachi Ventyx FocalPoint customer evaluated AVEVA PI System

● Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

● First Horizon Bank, an nCino Loan Origination customer evaluated FIS Commercial Loan Servicing

● MECCA Australia, a Microsoft Dynamics NAV customer evaluated SAP S/4HANA

● Deutsche Rentenversicherung Bund, a SAP S/4 HANA HCM customer evaluated SAP SuccessFactors Employee Central

● Zurich Insurance Group, a Guidewire ClaimCenter customer evaluated Duck Creek Claims

● Pacific Coast Producers, an Oracle JD Edwards EnterpriseOne customer evaluated SAP S/4HANA Cloud

● Adelphi University, an ADP Enterprise eTIME customer evaluated Workday Time and Attendance

● Hendrick Automotive, an Oracle NetSuite Procurement customer evaluated Coupa Procurement

● Ivy Tech Community College, a RNL ScaleFunder customer evaluated Virtuous CRM

● Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

● Harvard University, an Oracle PeopleSoft HCM customer evaluated Oracle Cloud HCM

● Coles Supermarkets, an Oracle Retek POS customer evaluated NCR Voyix Counterpoint

● Department Of Homeland Security, an Oracle E-Business Suite customer evaluated SAP S/4HANA Cloud

● First Citizens Bank, a Fiserv Signature Bank Platform customer evaluated FIS Core Banking

● Habib Bank, an Finastra Misys FusionBanking Equation customer evaluated FIS Core Banking

● City of Fresno, an Oracle PeopleSoft ERP customer evaluated Oracle Cloud ERP

● Synovus Bank, a Q2 Digital Banking customer evaluated Apiture Digital Banking

● Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

● Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

● Fluke Corporation, an Oracle E-Business Suite customer evaluated SAP S/4 HANA

● Marriott International, an Oracle PeopleSoft ERP customer evaluated Microsoft Dynamics 365 Business Central

● Becker Industrie, a Microsoft Dynamics AX customer evaluated Microsoft Dynamics 365 F&O

● Florida State University, an Oracle PeopleSoft HCM customer evaluated Workday HCM

● BDO Unibank, a Finastra Misys Opics customer evaluated ION IT2 Treasury

● Hong Kong Polytechnic University (PolyU) , an Oracle E-Business Suite customer evaluated SAP S/4 HANA

● City of Richmond, VA, an Oracle E-Business Suite customer evaluated Tyler Munis ERP

Pemo Technographics, Software Purchases, AI and Digital Transformation Initiatives

Discover the latest software purchases and digital transformation initiatives being undertaken by Pemo and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 83 Pemo employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.

During our research, we have identified that Pemo has purchased the following applications: Visa Authorize.Net for Payment Processing in 2023, PalmHR Absence Management for Absence and Leave Management in 2023, Clare.AI for Chatbots and Conversational AI in 2023 and the related IT decision-makers and key stakeholders.

Our database provides customer insight and contextual information on which enterprise applications and software systems Pemo is running and its propensity to invest more and deepen its relationship with Visa , Apple , Google or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.

We have been analyzing Pemo revenues, which have grown to $17.0 million in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for Pemo intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.

Vendor	Previous System	Application	Category	Market	VAR/SI	When	Live
Visa	Legacy	Visa Authorize.Net	Payment Processing	ERP	n/a	2023	2023
			Payment Processing	ERP		2024	2024
			Payment Processing	ERP		2024	2024

Vendor

Previous System

Application

Market

VAR/SI

When

Live

Insight

Visa

Legacy

Visa Authorize.Net

Payment Processing

ERP

n/a

2023

Payment Processing

ERP

2024

Payment Processing

ERP

2024

Vendor	Previous System	Application	Category	Market	VAR/SI	When	Live	Insight
PalmHR	Legacy	PalmHR Absence Management	Absence and Leave Management	HCM	n/a	2023	2023	In 2023, Pemo began using PalmHR Absence Management, initiating production use in July 2023 as reported by the vendor case study. The implementation centralized HR, payroll and leave tracking across Pemo’s regional workforce in the United Arab Emirates and aimed to consolidate previously dispersed tracking methods. PalmHR Absence Management was deployed using the palm.hr suite with explicit use of the Time/Absence and Payroll modules. The Absence and Leave Management application was configured to centralize entitlements, absence requests and approval workflows while linking time data to payroll processing within the platform. Operational changes included moving off spreadsheets and prior QuickBooks integrations to a single platform, enabling HR and finance functions to operate from a unified employee record. The rollout covered HR administration and pay processing, and enabled Pemo to run payroll in-house through the platform’s Payroll module. Governance and process changes focused on standardized leave workflows and centralized recordkeeping to reduce manual reconciliation between systems. The vendor case study states the company achieved time savings, implemented in-house payroll processing and improved leave management following the palm.hr deployment.
			Applicant Tracking System	HCM		2022	2022
			Benefits Administration	HCM		2023	2023
			Compensation Management	HCM		2023	2023
			Digital Adoption	HCM		2023	2023
			Employee Engagement	HCM		2023	2023
			Onboarding, Offboarding	HCM		2023	2023
			Time and Attendance	HCM		2023	2023

Vendor

Previous System

Application

Market

VAR/SI

When

Live

Insight

PalmHR

Legacy

PalmHR Absence Management

Absence and Leave Management

HCM

n/a

2023

In 2023, Pemo began using PalmHR Absence Management, initiating production use in July 2023 as reported by the vendor case study. The implementation centralized HR, payroll and leave tracking across Pemo’s regional workforce in the United Arab Emirates and aimed to consolidate previously dispersed tracking methods. PalmHR Absence Management was deployed using the palm.hr suite with explicit use of the Time/Absence and Payroll modules. The Absence and Leave Management application was configured to centralize entitlements, absence requests and approval workflows while linking time data to payroll processing within the platform. Operational changes included moving off spreadsheets and prior QuickBooks integrations to a single platform, enabling HR and finance functions to operate from a unified employee record. The rollout covered HR administration and pay processing, and enabled Pemo to run payroll in-house through the platform’s Payroll module. Governance and process changes focused on standardized leave workflows and centralized recordkeeping to reduce manual reconciliation between systems. The vendor case study states the company achieved time savings, implemented in-house payroll processing and improved leave management following the palm.hr deployment.

Applicant Tracking System

HCM

2022