Toho Bank
3-25, Omachi,
Fukushima, 960-8633,
Japan
Fukushima, 960-8633,
Japan
81 2 4523 3131
Banking and Financial Services
Toho Bank Technographics
Toho Bank Technographics, Software Purchases, AI and Digital Transformation Initiatives
Discover the latest software purchases and digital transformation initiatives being undertaken by Toho Bank and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 2018 Toho Bank employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.
During our research, we have identified that Toho Bank has purchased the following applications: Apple Pay for Payment Processing in 2021, ReadSpeaker Text to Speech for Natural Language Processing in 2014, Ripple Blockchain for Blockchain Platform in 2017 and the related IT decision-makers and key stakeholders.
Our database provides customer insight and contextual information on which enterprise applications and software systems Toho Bank is running and its propensity to invest more and deepen its relationship with Apple , Google , ReadSpeaker Holding or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.
We have been analyzing Toho Bank revenues, which have grown to $359.0 million in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for Toho Bank intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.
Toho Bank Tech Stack and Enterprise Applications
Toho Bank ERP
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Apple | Legacy | Apple Pay | Payment Processing | ERP | n/a | 2021 | 2021 |
In 2021, Toho Bank implemented Apple Pay on its website. The deployment adds Apple Pay as a Payment Processing option within the bank's online channel, enabling browser-based Wallet interactions for cardholders in Japan. The scope is explicitly the web checkout flow rather than in-branch or terminal acceptance, aligning the implementation with the bank's digital channels.
Technical configuration follows the Apple Pay on the Web model, including merchant validation, the Apple Pay JS payment button, and server-side handling of tokenized payment credentials and authorization requests. Implementation work focused on integrating the Apple Pay payment sheet into the bank's web checkout, orchestrating JavaScript payment flows, and routing tokenized authorizations into the bank's existing card processing stack. The rollout affects digital payments, online banking checkout processes, card services, and payments operations teams, consolidating wallet-based browser payments via Apple Pay within the bank's Payment Processing architecture.
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Payment Processing | ERP |
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2021 | 2021 |
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Toho Bank AI-Powered Application
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| ReadSpeaker Holding | Legacy | ReadSpeaker Text to Speech | Natural Language Processing | AI-Powered Application | n/a | 2014 | 2014 |
In 2014, Toho Bank implemented ReadSpeaker Text to Speech on its public website. ReadSpeaker Text to Speech is deployed as a customer-facing Natural Language Processing capability to provide web-based audio rendering of on-page content for visitors to Toho Bank's site in Japan.
The deployment uses an embedded ReadSpeaker Text to Speech web player and client-side synthesis to deliver selectable voice playback and real-time text-to-speech rendering, leveraging Natural Language Processing functions such as language-aware pronunciation and streaming audio playback. The implementation is focused on customer-facing web pages, supporting accessibility and improved content consumption workflows for digital communications and informational pages.
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Toho Bank Blockchain
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Ripple | Legacy | Ripple Blockchain | Blockchain Platform | Blockchain | n/a | 2017 | 2017 |
In 2017, Toho Bank implemented Ripple Blockchain as part of a 47-member Japanese bank consortium deployment on RC Cloud. The deployment used Ripple Blockchain, a Blockchain Platform, to enable real-time domestic and cross-border money transfers and to harmonize payment flows across participating institutions.
The implementation centered on a cloud-based RC Cloud payments platform powered by Ripple Blockchain, with configuration focused on payment rails for real-time settlement, transaction orchestration, and standardized message handling. Functional capabilities implemented included cross-border payment settlement, domestic real-time transfers, transaction visibility and reconciliation workflows, and provisions for interfaces to banking accounting systems as part of standardization work.
Architecture and integrations were cloud-first, operating through the RC Cloud environment, and the consortium evaluated potential interfaces to connect Ripple Blockchain with banks accounting systems and existing operational controls. Operational assessments explicitly covered operational risk management, regulatory considerations and standardization of transaction formats, and the consortium planned to extend network connectivity to banks outside Japan to broaden settlement corridors.
Governance and rollout were executed at consortium level, with participating banks coordinating evaluation of compliance, operational risk and interface standardization prior to commercial activation. The group confirmed a move into commercial phase, indicating a transition from pilot to production operation for Ripple Blockchain, and the implementation emphasized collective governance, standardized operational procedures and ongoing network expansion planning.
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Toho Bank CRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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CRM | CRM |
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2009 | 2011 |
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Toho Bank IaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Application Hosting and Computing Services | IaaS |
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2018 | 2018 |
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Content Delivery Network | IaaS |
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2018 | 2018 |
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Content Delivery Network | IaaS |
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2021 | 2021 |
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Toho Bank CyberSecurity
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Endpoint Detection and Response (EDR) | CyberSecurity |
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2010 | 2011 |
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IT Decision Makers and Key Stakeholders at Toho Bank
| First Name | Last Name | Title | Function | Department | Phone | |
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| No data found | ||||||
Apps Being Evaluated by Toho Bank Executives
APPS RUN THE WORLD tracks software evaluation trends across 2 million companies worldwide, including buyer insights from Toho Bank IT executives and key decision makers. As part of ARTW Buyer Intent and technographics insights, these findings provide useful visibility into the Toho Bank digital transformation priorities and AI adoption trends.
| Date | Company | Status | Vendor | Product | Category | Market |
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FAQ - APPS RUN THE WORLD Toho Bank Technographics
Toho Bank is a Banking and Financial Services organization based in Japan,
with around 2018 employees and annual revenues of $359.0 million.
Toho Bank operates a diverse technology stack with applications such as
Apple Pay, ReadSpeaker Text to Speech and Ripple Blockchain,
covering areas like Payment Processing, Natural Language Processing and Blockchain Platform.
Toho Bank has invested in cloud applications and AI-driven platforms to optimize efficiency and growth,
collaborating with vendors such as Apple, ReadSpeaker Holding and Ripple.
Toho Bank recently adopted applications including
Apple Pay in 2021, Google Pay in 2021 and Cloudflare CDN in 2021,
highlighting its ongoing modernization strategy.
APPS RUN THE WORLD maintains an up-to-date database of Toho Bank’s key decision makers and IT executives,
available to Premium subscribers.
Our research team continuously updates Toho Bank’s profile with verified software purchases,
vendor relationships, and digital initiatives identified from public and proprietary sources.
Subscribe to APPS RUN THE WORLD to access the complete Toho Bank technographics profile,
including detailed breakdowns by category, vendor, and IT decision makers.