Cred-System
Alameda Rio Negro, 161 - Alphaville Industrial,,
Barueri, 06455-000, SP,
Brazil
Barueri, 06455-000, SP,
Brazil
55 11 3357-2240
Banking and Financial Services
Cred-System Technographics
Cred-System Software Purchases and Digital Transformation Initiatives
Discover the latest software purchases and digital transformation initiatives being undertaken by Cred-System and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 500 Cred-System employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.
During our research, we have identified that Cred-System has purchased the following applications: MFM Negociamais for Debt Collection and Recovery in 2024, FICO Blaze Advisor for Analytics and BI in 2019, Microsoft 365 for Collaboration in 2015 and the related IT decision-makers and key stakeholders.
Our database provides customer insight and contextual information on which enterprise applications and software systems Cred-System is running and its propensity to invest more and deepen its relationship with MFM Tecnologia , FICO , Microsoft or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.
We have been analyzing Cred-System revenues, which have grown to $120.0 million in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for Cred-System intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.
Cred-System Data, Technology Stack, and Enterprise Applications
ERP Services and Operations
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| MFM Tecnologia | Legacy | MFM Negociamais | Debt Collection and Recovery | ERP Services and Operations | n/a | 2024 | 2024 |
In 2024 Cred-System entered a partnership with MFM Tecnologia to provision MFM Negociamais for Debt Collection and Recovery, enabling Cred-System customers in Brazil to negotiate outstanding balances online via the Negocia Mais marketplace. The implementation uses MFM Negociamais marketplace capabilities to expose customer-facing negotiation and settlement workflows, configured to support collections and recovery use cases for Cred-System's client base.
The engagement centers on the MFM Negociamais marketplace module for online debt negotiation and settlement, incorporating standard Debt Collection and Recovery functional terminology such as offer management, settlement capture and debtor communications. Operational scope is focused on Cred-System collections operations in Brazil and impacts collections and customer service workflows, with the platform providing marketplace access and digital negotiation flows between Cred-System customers and the MFM Negociamais environment.
|
Analytics and BI
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| FICO | Legacy | FICO Blaze Advisor | Analytics and BI | Analytics and BI | n/a | 2019 | 2019 |
In 2019 Cred-System implemented FICO Blaze Advisor as part of an Analytics and BI initiative to establish a flexible risk decisioning capability for its lending operations. The program targeted a slow, onerous and rigid decision environment that had constrained origination throughput and limited campaign personalization.
The implementation leveraged FICO Blaze Advisor decision rules management features, deploying a central rule repository, business authoring and version control, and real-time rule execution to operationalize credit and risk policies across application workflows. The solution was paired with FICO Customer Dialogue Manager for executing personalized campaigns, with decision outputs feeding customer segmentation and campaign orchestration to align risk decisions with marketing actions.
Operational coverage emphasized origination and customer engagement functions within Cred-System in Brazil, enabling credit, risk and marketing teams to update decision logic without IT intervention. Governance shifted toward business-owned rule lifecycle processes, including rule testing, approval and staged deployment, to accelerate policy changes and maintain compliance controls.
Cred-System now has an agile origination workflow that can be easily modified and enhanced independent of IT, resulting in an efficient, automatic risk decision process. FICO Blaze Advisor and FICO Customer Dialogue Manager together support ongoing rule refinement and campaign execution within the lender's Analytics and BI environment.
|
Collaboration
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Microsoft | Legacy | Microsoft 365 | Collaboration | Collaboration | n/a | 2015 | 2015 |
In 2015, Cred-System began using Microsoft 365 as its primary Collaboration platform. The Brazil based banking and financial services firm with approximately 500 employees shows Microsoft 365 artifacts on its public website and uses the suite to support internal communication and document workflows.
Microsoft 365 provides a cloud hosted suite that maps to Collaboration functional capabilities including cloud email, shared document libraries, real time coauthoring, team communication, and Office productivity applications, and Cred-System’s site presence indicates these capabilities are active in their environment. The deployment implies a tenant oriented architecture with centralized user and access management and policy controls typical of Microsoft 365 Collaboration implementations.
Operational coverage is positioned across IT operations, compliance, and front office collaboration, supporting internal teams and customer facing touchpoints visible on the website. Governance emphasis for a banking and financial services firm using Microsoft 365 generally includes centralized administration, policy based access controls, and content retention controls to meet regulatory needs, and Cred-System’s use of Microsoft 365 on their website confirms the application’s role in both internal collaboration and external engagement.
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CRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Customer Engagement | CRM |
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2018 | 2018 |
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Customer Experience | CRM |
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2020 | 2020 |
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PaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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API Management | PaaS |
|
2021 | 2023 |
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IaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Application Hosting and Computing Services | IaaS |
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2020 | 2020 |
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Content Delivery Network | IaaS |
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2018 | 2018 |
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IT Decision Makers and Key Stakeholders at Cred-System
| First Name | Last Name | Title | Function | Department | Phone | |
|---|---|---|---|---|---|---|
| No data found | ||||||
Apps Being Evaluated by Cred-System Executives
| Date | Company | Status | Vendor | Product | Category | Market |
|---|---|---|---|---|---|---|
| No data found | ||||||
FAQ - APPS RUN THE WORLD Cred-System Technographics
Cred-System is a Banking and Financial Services organization based in Brazil,
with around 500 employees and annual revenues of $120.0 million.
Cred-System operates a diverse technology stack with applications such as
MFM Negociamais, FICO Blaze Advisor and Microsoft 365,
covering areas like Debt Collection and Recovery, Analytics and BI and Collaboration.
Cred-System has invested in cloud applications and AI-driven platforms to optimize efficiency and growth,
collaborating with vendors such as MFM Tecnologia, FICO and Microsoft.
Cred-System recently adopted applications including
MFM Negociamais in 2024, Oracle API Manager in 2021 and Hotjar in 2020,
highlighting its ongoing modernization strategy.
APPS RUN THE WORLD maintains an up-to-date database of Cred-System’s key decision makers and IT executives,
available to Premium subscribers.
Our research team continuously updates Cred-System’s profile with verified software purchases,
vendor relationships, and digital initiatives identified from public and proprietary sources.
Subscribe to APPS RUN THE WORLD to access the complete Cred-System technographics profile,
including detailed breakdowns by category, vendor, and IT decision makers.