AI Buyer Insights:

Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

Michelin, an e2open customer evaluated Oracle Transportation Management

Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

Michelin, an e2open customer evaluated Oracle Transportation Management

Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

Xalq Bank Data, Technology Stack, and Enterprise Applications
ERP Services and Operations
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Oracle Legacy Oracle Flexcube Core Banking ERP Services and Operations n/a 2015 2015
In 2015 Xalq Bank implemented Oracle Flexcube version 14 as its Core Banking platform, selecting Oracle as the vendor. The transition was driven by planned business expansion and the bank's need for a more modern functional and productive solution. The Oracle Flexcube implementation concentrated on core banking capabilities consistent with Core Banking deployments, including account processing, deposit management, loan servicing, payments clearing, and customer data management. Configuration and parameterization of Oracle Flexcube focused on supporting both retail and corporate banking workflows and centralized transaction processing. The implementation project was executed by Datas Technology and covered all 30 branches operating throughout Azerbaijan, centralizing core processing on the Oracle Flexcube platform and aligning branch operations to the centralized core. Deployment activities emphasized system provisioning, version switch to Flexcube 14, and coordination of branch cutover across the bank's nationwide network. Project governance combined bank-side configuration control with implementation oversight from Datas Technology, with rollout planning aimed at standardizing core processing across sites. The rollout positioned Xalq Bank's Oracle Flexcube Core Banking environment to support the bank's stated expansion objectives.
AI-Powered Application
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Userlike Legacy Userlike Chatbots and Conversational AI AI-Powered Application n/a 2015 2015
In 2015, Xalq Bank implemented Userlike as a web-based chat platform categorized under Chatbots and Conversational AI to provide customer-facing messaging on its public website. Userlike is installed as an embedded web chat widget on Xalq Bank's site and is used to handle live and asynchronous customer interactions through browser-accessible agent tools. The implementation leverages typical Chatbots and Conversational AI functional capabilities, including a browser-based operator console, live chat routing, canned responses, visitor monitoring, offline messaging, and chat transcripts for record keeping. Configuration appears focused on conversation handling, automated reply templates, and operator session management to support front-line inquiry triage and simple conversational workflows. Architecturally the solution is delivered as a web-embedded widget connected to Userlike’s hosted platform, with bank agents accessing the operator interface via web browsers. The deployment scope is the public website and front-office digital channel, serving retail customer inquiries and online support touchpoints rather than internal applications. Governance centered on assigning chat responsibilities to front-office teams and defining chat handling and escalation workflows into existing service processes. Source documentation does not specify integrations with back-end systems, therefore the implementation emphasizes the web channel, operator workflow, and message capture for audit and compliance.
Chatbots and Conversational AI AI-Powered Application 2021 2021
IT Decision Makers and Key Stakeholders at Xalq Bank
First Name Last Name Title Function Department Email Phone
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Apps Being Evaluated by Xalq Bank Executives
Date Company Status Vendor Product Category Market
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FAQ - APPS RUN THE WORLD Xalq Bank Technographics

Xalq Bank is a Banking and Financial Services organization based in Azerbaijan, with around 753 employees and annual revenues of $300.0 million.

Xalq Bank operates a diverse technology stack with applications such as Oracle Flexcube and Userlike, covering areas like Core Banking and Chatbots and Conversational AI.

Xalq Bank has invested in cloud applications and AI-driven platforms to optimize efficiency and growth, collaborating with vendors such as Oracle and Userlike.

Xalq Bank recently adopted applications including Onicon in 2021, Oracle Flexcube in 2015 and Userlike in 2015, highlighting its ongoing modernization strategy.

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Our research team continuously updates Xalq Bank’s profile with verified software purchases, vendor relationships, and digital initiatives identified from public and proprietary sources.

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