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Michelin, an e2open customer evaluated Oracle Transportation Management

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

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Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

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Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

List of FIO Account Customers

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Logo Customer Industry Empl. Revenue Country Vendor Application Category When SI Insight
Hamburger Sparkasse Germany Banking and Financial Services 4400 $1.2B Germany FIO Systems AG FIO Account AP Automation 2019 n/a
In 2019 Hamburger Sparkasse Germany implemented FIO Account to support Mietkautionsverwaltung and tenant deposit management. The FIO Account application operates within AP Automation and is delivered as a web based virtual account service for customers in Germany. The implementation configures virtual subaccounts to segregate tenant deposits and to manage treuhand funds, and it includes automatic interest calculations and online account management for customers and bank staff. Functional modules implemented include virtual subaccount provisioning, interest calculation automation, customer self service account views, and trustee accounting workflows aligned with deposit custody requirements. FIO Account is integrated into the bank finance and payments processes to streamline deposit handling and reduce manual reconciliation work. Operational coverage centers on retail banking deposit services for customers in Germany, with business functions impacted including operations, treasury and payments processing. Governance and rollout prioritized web based automation and centralized account management, restructuring workflows for deposit acceptance and treuhand oversight. The solution reduces manual work through online account management and automated calculations as described on the bank product pages.
Landessparkasse Zu Oldenburg Banking and Financial Services 1665 $406M Germany FIO Systems AG FIO Account AP Automation 2020 n/a
In 2020, Landessparkasse Zu Oldenburg deployed FIO Account by FIO Systems AG as a web-based SaaS offering, positioning the FIO S-Account Mietkautionsverwaltung in the AP Automation category. The service is published and offered to landlords and property managers in Germany to provision and manage multiple virtual deposit accounts on a single treuhand collection account, supporting finance, payments and treasury-related workflows.
Sparkasse Barnim Banking and Financial Services 408 $100M Germany FIO Systems AG FIO Account AP Automation 2018 n/a
In 2018 Sparkasse Barnim implemented FIO Account, deploying the FIO S-Account Mietkautionsverwaltung to business customers in Germany. The FIO Account implementation targets finance and payments processes and is categorized as AP Automation. The deployment emphasizes online creation, management and settlement of virtual rental deposit accounts, with the FIO S-Account Mietkautionsverwaltung providing virtual account provisioning and settlement workflows. Configuration centered on centralized custody handling via a treuhand Sammelkonto and embedded automated bookkeeping features to record settlements and trust accounting movements, aligning application behavior with standard accounts payable and payments operations terminology. Operational scope covers business customer-facing deposit administration and internal finance teams responsible for deposits and payments, with functional impact on payments processing, bookkeeping and customer account servicing. The implementation provides a single service layer for kaution handling that consolidates creation, ongoing management and final settlement workflows for rental deposit accounts. Governance and process change focused on centralizing kaution handling and formalizing settlement and bookkeeping procedures within the bank, using the FIO Account to streamline trust account orchestration. The service aims to save time and reduce errors by centralizing kaution handling on a treuhand Sammelkonto and applying automated bookkeeping features as documented by the bank.
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FAQ - APPS RUN THE WORLD FIO Account Coverage

FIO Account is a AP Automation solution from FIO Systems AG.

Companies worldwide use FIO Account, from small firms to large enterprises across 21+ industries.

Organizations such as Hamburger Sparkasse Germany, Landessparkasse Zu Oldenburg and Sparkasse Barnim are recorded users of FIO Account for AP Automation.

Companies using FIO Account are most concentrated in Banking and Financial Services, with adoption spanning over 21 industries.

Companies using FIO Account are most concentrated in Germany, with adoption tracked across 195 countries worldwide. This global distribution highlights the popularity of FIO Account across Americas, EMEA, and APAC.

Companies using FIO Account range from small businesses with 0-100 employees - 0%, to mid-sized firms with 101-1,000 employees - 33.33%, large organizations with 1,001-10,000 employees - 66.67%, and global enterprises with 10,000+ employees - 0%.

Customers of FIO Account include firms across all revenue levels — from $0-100M, to $101M-$1B, $1B-$10B, and $10B+ global corporations.

Contact APPS RUN THE WORLD to access the full verified FIO Account customer database with detailed Firmographics such as industry, geography, revenue, and employee breakdowns as well as key decision makers in charge of AP Automation.