List of Instant Financial Customers
Alpharetta, 30009, GA,
United States
Since 2010, our global team of researchers has been studying Instant Financial customers around the world, aggregating massive amounts of data points that form the basis of our forecast assumptions and perhaps the rise and fall of certain vendors and their products on a quarterly basis.
Each quarter our research team identifies companies that have purchased Instant Financial for Earned Wage Access from public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources, including the customer size, industry, location, implementation status, partner involvement, LOB Key Stakeholders and related IT decision-makers contact details.
Companies using Instant Financial for Earned Wage Access include: Team Lyders - A Franchise of Taco Bell, a United States based Retail organisation with 4000 employees and revenues of $1.80 billion, Ultra Steak, a United States based Professional Services organisation with 3400 employees and revenues of $1.00 billion, The Munson Group, a United States based Leisure and Hospitality organisation with 1200 employees and revenues of $50.0 million and many others.
Contact us if you need a completed and verified list of companies using Instant Financial, including the breakdown by industry (21 Verticals), Geography (Region, Country, State, City), Company Size (Revenue, Employees, Asset) and related IT Decision Makers, Key Stakeholders, business and technology executives responsible for the software purchases.
The Instant Financial customer wins are being incorporated in our Enterprise Applications Buyer Insight and Technographics Customer Database which has over 100 data fields that detail company usage of software systems and their digital transformation initiatives. Apps Run The World wants to become your No. 1 technographic data source!
Apply Filters For Customers
| Logo | Customer | Industry | Empl. | Revenue | Country | Vendor | Application | Category | When | SI | Insight | Insight Source |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
 |
Team Lyders - A Franchise of Taco Bell | Retail | 4000 | $1.8B | United States | Instant Financial | Instant Financial | Earned Wage Access | 2020 | n/a | In 2020 Team Lyders implemented Instant Financial, deploying the Instant Pay product as an Earned Wage Access solution. The deployment targeted a payroll and HR initiative spanning 180 plus Taco Bell locations operated by Team Lyders across six U.S. states, covering approximately 4,000 employees. The implementation was intended to support recruitment and retention by giving employees daily access to earned wages at no cost to the employer. Instant Pay configuration included employee enrollment workflows, payroll triggered payout orchestration, and daily disbursement capability aligned with standard Earned Wage Access functional workflows. The Instant Financial Instant Pay product was configured to operate alongside existing payroll and HR processes, enabling pay availability based on earned wage records and employee verification workflows. Automation focused on event driven pay availability and reconciliation with regular payroll cycles. Operational integration was executed across franchise payroll and HR touchpoints, with integrations into payroll processing and HRIS flows to surface earned wages and trigger disbursements. Rollout covered multi state operational governance, with HR, payroll, and store operations included in enrollment and support processes. The scope remained within Team Lyders franchise operations across its U.S. store network. Governance included centralized enrollment oversight and process changes to reconcile on demand payouts with scheduled payroll processing, with employer facing configuration set to impose no cost on the franchise. Reported outcomes included a 27.1 percent uplift in retention among Instant Pay users and stated improvements in recruitment and retention. No additional financial outcomes or cost metrics were provided. | |
 |
The Munson Group | Leisure and Hospitality | 1200 | $50M | United States | Instant Financial | Instant Financial | Earned Wage Access | 2025 | AllianceHCM | In 2025, The Munson Group implemented Instant Financial as an Earned Wage Access solution across its portfolio of Sonic Drive-In and Buffalo Wild Wings franchise locations. The deployment consolidated tipping and paycard vendors by implementing Instant Tips and Instant paycards through payroll partner AllianceHCM, positioning Instant Financial as the primary earned wage access and tip payout mechanism for the organization. The implementation centered on Instant Tips for electronic tip capture and Instant paycards for instant payout, configured to remove manual cash-tip handling at the store level. Instant Financial was configured to produce instant tip payouts at the point of settlement, and the configuration included vendor consolidation for tipping and paycard issuance to simplify reconciliation and vendor management. Integration work was executed through AllianceHCM, the payroll partner and SI, which connected Instant Financial flows into payroll processing and check-to-card disbursement. The deployment spanned 33 locations across Connecticut, New York, New Jersey, and Pennsylvania, covering store operations, payroll processing, and finance reconciliation workflows. Governance changes focused on process standardization for tip capture, payout timing, and audit trails, with rollouts coordinated between store managers, payroll teams and AllianceHCM. The Munson Group documented outcomes that included instant tip payouts, reduced cash risk, and improved auditability and operational efficiency as a result of the Instant Financial implementation. | |
 |
Ultra Steak | Professional Services | 3400 | $1.0B | United States | Instant Financial | Instant Financial | Earned Wage Access | 2020 | n/a | In 2020 Ultra Steak implemented Instant Financial to digitize tip payouts across its U.S. restaurant portfolio. Ultra Steak, headquartered in Fishers, Indiana and operating brands including Aspen Creek Grill and Texas Roadhouse, scoped the project explicitly as a payroll and tips use case tied to employee cash disbursement workflows. The implementation centered on Instant Tips, a functional module within Instant Financial, to centralize electronic tip capture, pooled routing, and settlement into employee accounts consistent with Earned Wage Access operational patterns. Configuration work focused on digital tip collection, automated distribution rules for front and back of house staff, and settlement scheduling to employee Instant accounts, moving over $100,000 per week in tips into the Instant platform. Operational coverage was the U.S. payroll and tips ecosystem across Ultra Steak restaurant sites, and the rollout changed cash handling practices by replacing physical courier and cash pickup processes with electronic settlements. Payroll and store finance teams adjusted reconciliation workflows and cash control policies to accommodate electronic tip flows, and Ultra Steak indicated planned adoption of Instant Pay as part of a broader payments strategy involving earned access to wages. Outcomes reported in the deployment included a reduction in cash handling and courier or cash pickup costs, and the ongoing movement of weekly tip volumes into Instant Financial through the Instant Tips capability. |
Buyer Intent: Companies Evaluating Instant Financial
- Mary Said, a United States based Retail organization with 10 Employees
- Cloud Force Gurus, a United States based Professional Services company with 10 Employees
- Abuelos, a United States based Leisure and Hospitality organization with 1500 Employees
Discover Software Buyers actively Evaluating Enterprise Applications
| Logo | Company | Industry | Employees | Revenue | Country | Evaluated | ||
|---|---|---|---|---|---|---|---|---|
| No data found | ||||||||