List of Sapiens TIA Rating Engine Customers
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Since 2010, our global team of researchers has been studying Sapiens TIA Rating Engine customers around the world, aggregating massive amounts of data points that form the basis of our forecast assumptions and perhaps the rise and fall of certain vendors and their products on a quarterly basis.
Each quarter our research team identifies companies that have purchased Sapiens TIA Rating Engine for Insurance Pricing and Rating Engine from public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources, including the customer size, industry, location, implementation status, partner involvement, LOB Key Stakeholders and related IT decision-makers contact details.
Companies using Sapiens TIA Rating Engine for Insurance Pricing and Rating Engine include: Gf-Forsikring, a Denmark based Insurance organisation with 990 employees and revenues of $600.0 million, Forsia Insurance, a Denmark based Insurance organisation with 267 employees and revenues of $308.0 million, VIS, a Iceland based Insurance organisation with 235 employees and revenues of $218.0 million, ERGO Forsikring, a Denmark based Insurance organisation with 166 employees and revenues of $211.0 million, Alka Forsikring, a Denmark based Insurance organisation with 400 employees and revenues of $65.0 million and many others.
Contact us if you need a completed and verified list of companies using Sapiens TIA Rating Engine, including the breakdown by industry (21 Verticals), Geography (Region, Country, State, City), Company Size (Revenue, Employees, Asset) and related IT Decision Makers, Key Stakeholders, business and technology executives responsible for the software purchases.
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| Logo | Customer | Industry | Empl. | Revenue | Country | Vendor | Application | Category | When | SI | Insight |
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Alka Forsikring | Insurance | 400 | $65M | Denmark | Sapiens International | Sapiens TIA Rating Engine | Insurance Pricing and Rating Engine | 2023 | n/a |
In 2023, Alka Forsikring commissioned the Sapiens TIA Rating Engine as a core component of its newly operational TIA 7 core IT system. The Sapiens TIA Rating Engine is deployed as Alka Forsikring's Insurance Pricing and Rating Engine to centralize pricing logic and product configuration across the insurer.
The implementation centers on rating and product modeling capabilities typical for an Insurance Pricing and Rating Engine, enabling configurable pricing rules, product catalog management, and faster creation of new insurance offerings. The initial product scope explicitly includes a new contents insurance policy and the separation of travel insurance into an independent product, and the Sapiens TIA Rating Engine is positioned to support product development, customer onboarding, and pricing inputs used during claims handling.
TIA 7, supplied by Sapiens International, has been put into operation while the prior TIA 6 core system remains running to preserve operational continuity. Alka has opted for a phased rollout rather than a big bang cutover, executing gradual migrations of products and processes over the coming years to limit disruption and manage risk.
The program required extensive development resources and was completed under budget, with the company reporting business growth during the development period. Governance emphasis has been on staged releases, employee upskilling to use the new, more intuitive system, and using the Sapiens TIA Rating Engine to enable faster market response and expanded product and partner opportunities.
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ERGO Forsikring | Insurance | 166 | $211M | Denmark | Sapiens International | Sapiens TIA Rating Engine | Insurance Pricing and Rating Engine | 2021 | n/a |
In 2021, ERGO Forsikring implemented Sapiens TIA Rating Engine in the Insurance Pricing and Rating Engine category, deploying Sapiens International technology to centralize pricing logic. Sapiens TIA Rating Engine was positioned to provide a configurable, rules-driven rating core that separates tariff definition from execution, enabling policy pricing and product configuration as discrete functional layers.
The implementation concentrated on modular rating and tariff management capabilities, including rate tables, rule-based rate engines, and product configuration stores, aligned with standard Insurance Pricing and Rating Engine workflows. The deployment emphasized configuration over code to support iterative product and pricing changes, and included real-time rating capabilities typical of modern rating engines for quoting and underwriting decisioning.
Operational coverage targeted core pricing, quoting, and underwriting pricing workflows across ERGO Forsikring’s lines of business, with the Sapiens TIA Rating Engine serving as the canonical pricing service. Governance arrangements focused on segregating authoring and production endpoints, establishing rate change control and approval processes, and enabling product owners to manage tariff lifecycles through the engine’s configuration interfaces.
The Insurtech Report 2021 highlights sum.cumo Sapiens as a scale-up and platform player working with insurance groups such as ERGO, noting the vendor ecosystem that accompanies Sapiens International implementations. The report frames sum.cumo Sapiens as part of a broader trend toward platform-based operations in the insurance sector, which contextualizes ERGO Forsikring’s adoption of Sapiens TIA Rating Engine.
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Forsia Insurance | Insurance | 267 | $308M | Denmark | Sapiens International | Sapiens TIA Rating Engine | Insurance Pricing and Rating Engine | 2017 | n/a |
In 2017, Forsia Insurance implemented Sapiens TIA Rating Engine. The Sapiens TIA Rating Engine deployment served as the company core rating platform in the Insurance Pricing and Rating Engine category, and it was executed as a full organization go live with employees invited to validate functionality in the live environment rather than a test instance. The implementation was positioned to centralize tariff and rate table management, support real time quoting, and provide rules based pricing orchestration across retail product lines.
Configuration work focused on standard Insurance Pricing and Rating Engine capabilities, including product and tariff configuration, rules and calculation engines, pricing parameter management, and user interfaces for underwriting and customer facing quoting. The implementation included scripting of rating logic and parameterized product setups to enable rapid updates to premiums and coverage options, consistent with typical rating engine workflows. The Sapiens TIA Rating Engine was restated in documentation as the authoritative source for pricing decisions and quote calculations.
Operational rollout was managed as an executive sponsored cutover event, with the CEO welcoming staff and the Insurance Director providing operational updates, followed by a supervised live trial on the first Sunday after go live that allowed employees to exercise workflows in production. Governance emphasized coordinated training, staged validation of policy issuance and quoting flows, and alignment of underwriting and customer service processes to the new rating outputs. Forsia Insurance stated publicly that the organization looks forward to using the new system and the opportunities it will provide for improved customer service in the future.
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Gf-Forsikring | Insurance | 990 | $600M | Denmark | Sapiens International | Sapiens TIA Rating Engine | Insurance Pricing and Rating Engine | 2014 | n/a |
In 2014, Gf-Forsikring implemented Sapiens TIA Rating Engine to establish a centralized Insurance Pricing and Rating Engine for pricing and underwriting calculations across the insurer. The Sapiens TIA Rating Engine was positioned to support product modeling, tariff definition, and runtime rating logic for quote and policy issuance workflows at the 990-employee Danish insurer.
Configuration work emphasized product and rule model setup, rating tables, and runtime rating modules consistent with an Insurance Pricing and Rating Engine. Integration activity included API development in .NET by in-house IT developers to enable communication between core policy systems and the TIA solution, embedding rating calls into policy issuance and quoting processes.
Operational ownership resided with GF Forsikring IT and delivery teams, with architecture and integration responsibilities performed by IT developers and a tech lead role focused on solution architecture and delivery. Governance centered on maintaining product rule definitions and API contracts to keep pricing artifacts consistent across underwriting and distribution systems.
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INTER Polska | Insurance | 250 | $41M | Poland | Sapiens International | Sapiens TIA Rating Engine | Insurance Pricing and Rating Engine | 2012 | n/a |
In 2012, INTER Polska implemented Sapiens TIA Rating Engine. INTER Polska implemented Sapiens TIA Rating Engine as a dedicated Insurance Pricing and Rating Engine to centralize premium calculation and tariff management across its product portfolio.
The deployment focused on core rating capabilities typical of the Insurance Pricing and Rating Engine category, including configurable rating rules, tariff matrices, premium computation logic, product configuration workflows, and quote pricing to support policy issuance and endorsements. Sapiens TIA Rating Engine was configured to handle multi-line scenarios consistent with INTER Polska offerings, including property, life, health, and specialized healthcare industry packages.
Operationally the Sapiens TIA Rating Engine was integrated into the insurer’s broader central insurance management platform, referenced as TIA Technology A/S, and into the Agent Portal and platform that consolidated IT solutions. The implementation covered the INTER Polska Group entities TU INTER Polska SA and TU INTER-ŻYCIE Polska SA across Poland, and governance emphasized centralized pricing rule management and coordinated product lifecycle workflows to align underwriting, sales channels, and IT change control, later supporting the Group’s move to a Dual Sales Model in 2015.
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Insurance | 235 | $218M | Iceland | Sapiens International | Sapiens TIA Rating Engine | Insurance Pricing and Rating Engine | 2015 | n/a |
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