Ratepay
Ritterstr. 12-14,
Berlin, 10969,
Germany
Berlin, 10969,
Germany
49 303 3988 5620
Banking and Financial Services
Ratepay Technographics
Ratepay Technographics, Software Purchases, AI and Digital Transformation Initiatives
Discover the latest software purchases and digital transformation initiatives being undertaken by Ratepay and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 250 Ratepay employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.
During our research, we have identified that Ratepay has purchased the following applications: Ratepay for Payment Processing in 2020, Personio ATS for Applicant Tracking System in 2020, Microsoft 365 for Collaboration in 2022 and the related IT decision-makers and key stakeholders.
Our database provides customer insight and contextual information on which enterprise applications and software systems Ratepay is running and its propensity to invest more and deepen its relationship with Ratepay , Personio , Microsoft or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.
We have been analyzing Ratepay revenues, which have grown to $30.0 million in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for Ratepay intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.
Ratepay Tech Stack and Enterprise Applications
Ratepay ERP
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Ratepay | Legacy | Ratepay | Payment Processing | ERP | n/a | 2020 | 2020 |
In 2020, Ratepay implemented Ratepay on its website to provide Payment Processing capabilities for online checkout. The deployment embeds the Ratepay application into the site checkout flow and couples client side integration with server to server API calls to authorize and capture transactions, supporting standard payment processing workflows.
The implementation focuses on checkout integration, payment authorization and capture, fraud screening signals, and reconciliation data exports, reflecting functional modules typical of Payment Processing systems. Operational ownership aligns with payments and finance workflows and the integration streams transaction and settlement data into order to cash processes, while governance centers on payment authorization controls and reconciliation procedures.
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Ratepay HCM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Personio | Legacy | Personio ATS | Applicant Tracking System | HCM | n/a | 2020 | 2020 |
In 2020 Ratepay deployed Personio ATS as its Applicant Tracking System and surfaced the application directly on the public careers pages on its website. Personio ATS is used to capture applications through the Ratepay website, routing candidate records into a centralized candidate database for review by HR and recruiting teams in Germany.
The Personio ATS implementation focused on core Applicant Tracking System capabilities, including job requisition publishing to the careers site, structured application forms, pipeline stage configuration, candidate profile management, interview stage orchestration, and offer documentation workflows. Personio ATS was configured to support collaborative hiring, with role-based access for recruiters and hiring managers and structured notes and stage transitions to standardize selection workflows.
Operationally the deployment is a cloud delivered, browser based instance of Personio ATS embedded on Ratepay’s site, providing direct applicant capture and a single record of candidate activity for the internal HR function. The implementation emphasizes applicant data capture, consent and privacy controls consistent with European data protection expectations, and centralized candidate status reporting for Talent Acquisition and hiring managers.
Governance for the rollout centered on adoption by HR and recruiting teams, formalizing interview and pipeline rules inside the Applicant Tracking System, and aligning hiring manager responsibilities with system workflows. Personio ATS serves as Ratepay’s primary recruiting platform, consolidating external applications from the website into a managed hiring process.
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Ratepay Collaboration
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Microsoft | Legacy | Microsoft 365 | Collaboration | Collaboration | n/a | 2022 | 2022 |
In 2022 Ratepay implemented Microsoft 365 as its Collaboration platform. The deployment supports the 250-employee German banking and financial services company and is noted as being used on their website. Microsoft 365 provides cloud productivity and communication capabilities, addressing corporate email, real time collaboration, and content publishing functions. The implementation is positioned to support both internal productivity and web operations tied to the corporate site.
The architecture follows a tenant centric cloud deployment model leveraging Microsoft 365 suite components such as Exchange Online for mail, SharePoint and OneDrive for document management, and Microsoft Teams for synchronous and asynchronous collaboration, reflecting standard Collaboration category capabilities. Operational coverage includes centralized IT administration for user provisioning, role based access controls, identity management, and data governance controls consistent with Microsoft 365 administration. Business functions across IT, product, finance, marketing, and legal are aligned to use Microsoft 365 for document workflows, communications, and content management tied to the corporate website. Governance includes centralized administrative controls and identity based access management to manage permissions and secure content publishing within the Collaboration platform.
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Collaboration | Collaboration |
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2022 | 2022 |
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Ratepay eCommerce
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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eCommerce | eCommerce |
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2012 | 2012 |
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Ratepay CRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Marketing Automation | CRM |
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2020 | 2020 |
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Marketing Automation | CRM |
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2021 | 2021 |
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Marketing Automation | CRM |
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2022 | 2022 |
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Sales Automation, CRM, Sales Engagement | CRM |
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2021 | 2021 |
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Ratepay TRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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AML, Fraud and Compliance | TRM |
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2021 | 2021 |
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AML, Fraud and Compliance | TRM |
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2013 | 2013 |
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Governance, Risk and Compliance | TRM |
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2020 | 2020 |
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Ratepay PaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Transactional Email | PaaS |
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2021 | 2021 |
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Ratepay IaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Application Hosting and Computing Services | IaaS |
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2013 | 2013 |
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Application Hosting and Computing Services | IaaS |
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2022 | 2022 |
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Ratepay CyberSecurity
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Identity and Access Management (IAM) | CyberSecurity |
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2022 | 2022 |
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IT Decision Makers and Key Stakeholders at Ratepay
| First Name | Last Name | Title | Function | Department | Phone | |
|---|---|---|---|---|---|---|
| No data found | ||||||
Apps Being Evaluated by Ratepay Executives
APPS RUN THE WORLD tracks software evaluation trends across 2 million companies worldwide, including buyer insights from Ratepay IT executives and key decision makers. As part of ARTW Buyer Intent and technographics insights, these findings provide useful visibility into the Ratepay digital transformation priorities and AI adoption trends.
| Date | Company | Status | Vendor | Product | Category | Market |
|---|---|---|---|---|---|---|
| No data found | ||||||
FAQ - APPS RUN THE WORLD Ratepay Technographics
Ratepay is a Banking and Financial Services organization based in Germany,
with around 250 employees and annual revenues of $30.0 million.
Ratepay operates a diverse technology stack with applications such as
Ratepay, Personio ATS and Microsoft 365,
covering areas like Payment Processing, Applicant Tracking System and Collaboration.
Ratepay has invested in cloud applications and AI-driven platforms to optimize efficiency and growth,
collaborating with vendors such as Ratepay, Personio and Microsoft.
Ratepay recently adopted applications including
Microsoft 365 in 2022, Slack Connect in 2022 and Hubspot Marketing Automation in 2022,
highlighting its ongoing modernization strategy.
APPS RUN THE WORLD maintains an up-to-date database of Ratepay’s key decision makers and IT executives,
available to Premium subscribers.
Our research team continuously updates Ratepay’s profile with verified software purchases,
vendor relationships, and digital initiatives identified from public and proprietary sources.
Subscribe to APPS RUN THE WORLD to access the complete Ratepay technographics profile,
including detailed breakdowns by category, vendor, and IT decision makers.