List of Thought Machine Vault Payments Customers
London, WC1N 1EX,
United Kingdom
Since 2010, our global team of researchers has been studying Thought Machine Vault Payments customers around the world, aggregating massive amounts of data points that form the basis of our forecast assumptions and perhaps the rise and fall of certain vendors and their products on a quarterly basis.
Each quarter our research team identifies companies that have purchased Thought Machine Vault Payments for Payment Processing from public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources, including the customer size, industry, location, implementation status, partner involvement, LOB Key Stakeholders and related IT decision-makers contact details.
Companies using Thought Machine Vault Payments for Payment Processing include: Bpifrance, a France based Banking and Financial Services organisation with 2300 employees and revenues of $1.74 billion, Payset, a United Kingdom based Banking and Financial Services organisation with 70 employees and revenues of $7.0 million and many others.
Contact us if you need a completed and verified list of companies using Thought Machine Vault Payments, including the breakdown by industry (21 Verticals), Geography (Region, Country, State, City), Company Size (Revenue, Employees, Asset) and related IT Decision Makers, Key Stakeholders, business and technology executives responsible for the software purchases.
The Thought Machine Vault Payments customer wins are being incorporated in our Enterprise Applications Buyer Insight and Technographics Customer Database which has over 100 data fields that detail company usage of software systems and their digital transformation initiatives. Apps Run The World wants to become your No. 1 technographic data source!
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| Logo | Customer | Industry | Empl. | Revenue | Country | Vendor | Application | Category | When | SI | Insight |
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Bpifrance | Banking and Financial Services | 2300 | $1.7B | France | Thought Machine | Thought Machine Vault Payments | Payment Processing | 2024 | n/a |
In 2024, Bpifrance began implementing Thought Machine Vault Payments, selecting the application to support SEPA Instant Credit Transfer via TIPS as part of a broader payments modernisation program in France. The deployment follows an earlier Vault Core relationship initiated in 2022, and the Vault Payments project moved from selection in 2024 to go live for SEPA Instant payments in April 2025.
The implementation of Thought Machine Vault Payments emphasizes real-time payment processing capabilities and automation typical of modern Payment Processing platforms, including ISO 20022 message handling, payment routing and orchestration, settlement orchestration for TIPS, and automated reconciliation workflows. Configuration focused on staging SEPA Instant flows and embedding rule-based routing and exception handling to support rapid clearing and settlement.
Integrations include direct connectivity to TIPS to enable SEPA Instant Credit Transfer execution, and planned migrations target SEPA CT, SEPA DD, TARGET2 and SWIFT rails onto Vault Payments. Operational scope covers payments operations and treasury functions within Bpifrance, with the platform positioned to centralize payment orchestration across retail and corporate payment channels in France.
Governance and rollout proceeded as a phased program, with program-level controls and staged cutovers, initial production availability for SEPA Instant in April 2025, and subsequent migration waves planned for additional payment rails. The implementation explicitly enabled real-time processing and improved automation of payment workflows, aligning Thought Machine Vault Payments with Bpifrance Payment Processing objectives.
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Payset | Banking and Financial Services | 70 | $7M | United Kingdom | Thought Machine | Thought Machine Vault Payments | Payment Processing | 2024 | n/a |
In 2024 Payset adopted Thought Machine Vault Payments to support virtual business and retail card products, payment orchestration and multi-currency account flows for SMB customers in the UK and with planned expansion to 10 countries. The vendor relationship began in 2022 and Payset signed for Vault Payments in June 2024, with the initial card rollout and related payment feature schedule planned for 2024. This implementation centers on a cloud native Payment Processing platform provided by Thought Machine Vault Payments, deployed to handle card issuance and account level multi currency flows.
The deployment is organized around Vault Payments core capabilities for card product configuration, payment orchestration and account management, with configuration focused on virtual business cards, retail card variants and multi currency account flows. Implementation work emphasized card lifecycle management, authorization routing and settlement orchestration as Payment Processing functional workflows, aligned to SMB product packaging and fintech issuer operations.
Integrations are concentrated on operational handoffs rather than third party naming, with the implementation scoped to embed Thought Machine Vault Payments into Payset product, operations and risk controls to support issuing and clearing workflows. Operational coverage begins with UK SMB customers and is planned to extend to up to 10 countries, indicating phased regional rollout and productization sequencing for cross border currency handling.
Governance and rollout planning reflect a vendor relationship that started in 2022 and a contractual commitment in June 2024, with the initial production card issuance and payment features scheduled within 2024. Internal functions engaged include product, operations, compliance and engineering teams responsible for configuration governance, card program rules and operational procedures required to run the new Payment Processing platform.
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