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Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

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Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

Nicholas Financial Data, Technology Stack, and Enterprise Applications
ERP Financial Management
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
ACI Worldwide Legacy ACI UP Bill Payment Payment Processing ERP Financial Management n/a 2016 2016
In 2016 Nicholas Financial implemented ACI UP Bill Payment as an ePayment solution to provide customers with one-time and recurring debit card and automated clearing house ACH payments tied to their auto loans, enabling on-demand payment activity intended to help avoid late payment charges and additional interest. The deployment centered on customer-facing bill pay functionality and recurring payment schedules to support periodic loan servicing events and reduce manual collection friction. The implementation configured core ePayment capabilities within ACI UP Bill Payment, including debit card authorization and ACH origination workflows, recurring payment scheduling and consent capture, customer payment portal interfaces, and payment orchestration for routing and settlement. Transaction validation and reconciliation workflows were aligned with standard payment lifecycle steps to ensure payments were posted to loan accounts promptly. Operational integration connected ACI UP Bill Payment to Nicholas Financials loan servicing and customer account systems to apply payments against auto loan balances and surface payment status to collections and customer service teams. The rollout impacted business functions including payments operations, customer service, billing and collections, where automated posting and visibility reduced reliance on manual payment entry. Governance and process changes emphasized consent management for recurring debit and ACH payments, schedule governance for recurring billing windows, and reconciliation processes to align the ACI UP Bill Payment transaction records with internal loan ledgers. The stated outcome of the deployment was to provide customers the ability to make timely payments, helping them avoid late fees and additional interest.
HCM
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
ADP Legacy ADP Workforce Now Core HR HCM n/a 2021 2021
Recruiting, Applicant Tracking System HCM 2021 2021
eCommerce
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Automattic Legacy WooCommerce eCommerce eCommerce n/a 2021 2021
PaaS
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Transactional Email PaaS 2019 2019
IaaS
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Application Hosting and Computing Services IaaS 2015 2015
CyberSecurity
Vendor
Previous System
Application
Category
Market
VAR/SI
When
Live
Insight
Secure Email Gateways (SEGs) CyberSecurity 2021 2021
IT Decision Makers and Key Stakeholders at Nicholas Financial
First Name Last Name Title Function Department Email Phone
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Apps Being Evaluated by Nicholas Financial Executives
Date Company Status Vendor Product Category Market
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FAQ - APPS RUN THE WORLD Nicholas Financial Technographics

Nicholas Financial is a Banking and Financial Services organization based in United States, with around 261 employees and annual revenues of $38.4 million.

Nicholas Financial operates a diverse technology stack with applications such as ACI UP Bill Payment, ADP Workforce Now and WooCommerce, covering areas like Payment Processing, Core HR and eCommerce.

Nicholas Financial has invested in cloud applications and AI-driven platforms to optimize efficiency and growth, collaborating with vendors such as ACI Worldwide, ADP and Automattic.

Nicholas Financial recently adopted applications including ADP Workforce Now in 2021, ADP Recruiting in 2021 and WooCommerce in 2021, highlighting its ongoing modernization strategy.

APPS RUN THE WORLD maintains an up-to-date database of Nicholas Financial’s key decision makers and IT executives, available to Premium subscribers.

Our research team continuously updates Nicholas Financial’s profile with verified software purchases, vendor relationships, and digital initiatives identified from public and proprietary sources.

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