Nicholas Financial
Building C,
Clearwater, 33759, FL,
United States
Clearwater, 33759, FL,
United States
1 575-914-6575
Banking and Financial Services
Nicholas Financial Technographics
Nicholas Financial Technographics, Software Purchases, AI and Digital Transformation Initiatives
Discover the latest software purchases and digital transformation initiatives being undertaken by Nicholas Financial and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 261 Nicholas Financial employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.
During our research, we have identified that Nicholas Financial has purchased the following applications: ACI UP Bill Payment for Payment Processing in 2016, ADP Workforce Now for Core HR in 2021, WooCommerce for eCommerce in 2021 and the related IT decision-makers and key stakeholders.
Our database provides customer insight and contextual information on which enterprise applications and software systems Nicholas Financial is running and its propensity to invest more and deepen its relationship with ACI Worldwide , ADP , Automattic or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.
We have been analyzing Nicholas Financial revenues, which have grown to $38.4 million in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for Nicholas Financial intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.
Nicholas Financial Tech Stack and Enterprise Applications
Nicholas Financial ERP
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| ACI Worldwide | Legacy | ACI UP Bill Payment | Payment Processing | ERP | n/a | 2016 | 2016 |
In 2016 Nicholas Financial implemented ACI UP Bill Payment as an ePayment solution to provide customers with one-time and recurring debit card and automated clearing house ACH payments tied to their auto loans, enabling on-demand payment activity intended to help avoid late payment charges and additional interest. The deployment centered on customer-facing bill pay functionality and recurring payment schedules to support periodic loan servicing events and reduce manual collection friction.
The implementation configured core ePayment capabilities within ACI UP Bill Payment, including debit card authorization and ACH origination workflows, recurring payment scheduling and consent capture, customer payment portal interfaces, and payment orchestration for routing and settlement. Transaction validation and reconciliation workflows were aligned with standard payment lifecycle steps to ensure payments were posted to loan accounts promptly.
Operational integration connected ACI UP Bill Payment to Nicholas Financials loan servicing and customer account systems to apply payments against auto loan balances and surface payment status to collections and customer service teams. The rollout impacted business functions including payments operations, customer service, billing and collections, where automated posting and visibility reduced reliance on manual payment entry.
Governance and process changes emphasized consent management for recurring debit and ACH payments, schedule governance for recurring billing windows, and reconciliation processes to align the ACI UP Bill Payment transaction records with internal loan ledgers. The stated outcome of the deployment was to provide customers the ability to make timely payments, helping them avoid late fees and additional interest.
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Nicholas Financial HCM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| ADP | Legacy | ADP Workforce Now | Core HR | HCM | n/a | 2021 | 2021 |
In 2021 Nicholas Financial implemented ADP Workforce Now to centralize Core HR functions for HR and payroll operations. The deployment positions ADP Workforce Now as the primary Core HR platform supporting employee records, payroll processing, time and attendance, and benefits administration for the company’s United States workforce.
ADP Workforce Now was configured to provide core HRIS capabilities including employee self service, manager dashboards, payroll calculation workflows, time capture and standard compliance reporting. The implementation emphasizes workforce management and HR administration workflows, with ADP Workforce Now serving as the system of record for personnel data and payroll events.
Nicholas Financial exposes ADP Workforce Now functionality on its public website, signaling customer or employee access points for HR services and self service links. Operational coverage focuses on HR and payroll departments across the United States, delivered via the ADP Workforce Now application as a cloud based Core HR solution.
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Recruiting, Applicant Tracking System | HCM |
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2021 | 2021 |
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Nicholas Financial eCommerce
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Automattic | Legacy | WooCommerce | eCommerce | eCommerce | n/a | 2021 | 2021 |
In 2021, Nicholas Financial deployed WooCommerce on its public website to introduce eCommerce capabilities for customer-facing transactions and online product presentation. The implementation of WooCommerce is anchored in the company's WordPress site managed under Automattic, aligning site content and commerce on a single content management platform.
The WooCommerce configuration focuses on catalog management, customer account pages, checkout workflows, and order management, using standard eCommerce functional modules to capture leads and process online transactions. Configuration work emphasized checkout and cart flows, product data modeling, and administrative controls within the WordPress dashboard to enable business users to maintain product content and pricing.
Deployment architecture is embedded in the public website, with WooCommerce operating as the commerce layer within the Automattic WordPress environment. Operational coverage centers on the corporate website and customer-facing commerce experiences, impacting marketing, eCommerce administration, and customer service functions that manage online orders and inquiries.
Governance has been implemented through WordPress role and capability controls, with content and commerce administration assigned to internal marketing and operations teams to sustain catalog updates and order handling processes. The narrative reflects a site-integrated eCommerce implementation of WooCommerce, categorized as eCommerce, supporting Nicholas Financials online commercial and customer engagement workflows.
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Nicholas Financial PaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Transactional Email | PaaS |
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2019 | 2019 |
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Nicholas Financial IaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
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Application Hosting and Computing Services | IaaS |
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2015 | 2015 |
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Nicholas Financial CyberSecurity
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
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Secure Email Gateways (SEGs) | CyberSecurity |
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2021 | 2021 |
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IT Decision Makers and Key Stakeholders at Nicholas Financial
| First Name | Last Name | Title | Function | Department | Phone | |
|---|---|---|---|---|---|---|
| No data found | ||||||
Apps Being Evaluated by Nicholas Financial Executives
APPS RUN THE WORLD tracks software evaluation trends across 2 million companies worldwide, including buyer insights from Nicholas Financial IT executives and key decision makers. As part of ARTW Buyer Intent and technographics insights, these findings provide useful visibility into the Nicholas Financial digital transformation priorities and AI adoption trends.
| Date | Company | Status | Vendor | Product | Category | Market |
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FAQ - APPS RUN THE WORLD Nicholas Financial Technographics
Nicholas Financial is a Banking and Financial Services organization based in United States,
with around 261 employees and annual revenues of $38.4 million.
Nicholas Financial operates a diverse technology stack with applications such as
ACI UP Bill Payment, ADP Workforce Now and WooCommerce,
covering areas like Payment Processing, Core HR and eCommerce.
Nicholas Financial has invested in cloud applications and AI-driven platforms to optimize efficiency and growth,
collaborating with vendors such as ACI Worldwide, ADP and Automattic.
Nicholas Financial recently adopted applications including
ADP Workforce Now in 2021, ADP Recruiting in 2021 and WooCommerce in 2021,
highlighting its ongoing modernization strategy.
APPS RUN THE WORLD maintains an up-to-date database of Nicholas Financial’s key decision makers and IT executives,
available to Premium subscribers.
Our research team continuously updates Nicholas Financial’s profile with verified software purchases,
vendor relationships, and digital initiatives identified from public and proprietary sources.
Subscribe to APPS RUN THE WORLD to access the complete Nicholas Financial technographics profile,
including detailed breakdowns by category, vendor, and IT decision makers.