List of Betterfly EWA (ex Xerpay) Customers
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Since 2010, our global team of researchers has been studying Betterfly EWA (ex Xerpay) customers around the world, aggregating massive amounts of data points that form the basis of our forecast assumptions and perhaps the rise and fall of certain vendors and their products on a quarterly basis.
Each quarter our research team identifies companies that have purchased Betterfly EWA (ex Xerpay) for Earned Wage Access from public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources, including the customer size, industry, location, implementation status, partner involvement, LOB Key Stakeholders and related IT decision-makers contact details.
Companies using Betterfly EWA (ex Xerpay) for Earned Wage Access include: AB InBev LATAM, a Brazil based Consumer Packaged Goods organisation with 25023 employees and revenues of $9.12 billion, Rappi, a Brazil based Distribution organisation with 5200 employees and revenues of $1.82 billion, Memed Brazil, a Brazil based Healthcare organisation with 150 employees and revenues of $20.0 million, NIVEA, a Brazil based Consumer Packaged Goods organisation with 70 employees and revenues of $18.0 million and many others.
Contact us if you need a completed and verified list of companies using Betterfly EWA (ex Xerpay), including the breakdown by industry (21 Verticals), Geography (Region, Country, State, City), Company Size (Revenue, Employees, Asset) and related IT Decision Makers, Key Stakeholders, business and technology executives responsible for the software purchases.
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| Logo | Customer | Industry | Empl. | Revenue | Country | Vendor | Application | Category | When | SI | Insight |
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AB InBev LATAM | Consumer Packaged Goods | 25023 | $9.1B | Brazil | Betterfly | Betterfly EWA (ex Xerpay) | Earned Wage Access | 2021 | n/a |
In 2021 AB InBev LATAM piloted Betterfly EWA (ex Xerpay), an Earned Wage Access application, in Brazil. The pilot positioned Betterfly EWA as an HR and payroll facing benefit to provide employees on demand access to earned wages and to improve financial wellbeing, and the vendor reported Ambev as a corporate client during the Xerpay Betterfly rollup in 2021.
The implementation exercised core Earned Wage Access functional patterns, including wage capture from payroll data feeds, employee enrollment and authentication workflows, and on demand disbursement authorization. Betterfly EWA acted as a payroll facing service integrated into HR processes to present available earned pay to workers and to manage payout requests and settlement workflows typical of Earned Wage Access solutions.
Integration scope was focused on Brazil and the HR and payroll operational domain, and the pilot is inferred to have connected to Ambev payroll processes for earned wage calculation and reconciliation with scheduled payroll runs. Operational coverage centered on HR and payroll teams coordinating enrollment, payroll data exchange, and payout reconciliation rather than broad enterprise wide IT change.
Governance and rollout were organized around delivering the benefit through HR and payroll channels, with process adjustments to support employee access policies and payroll reconciliation. Reported business intent and outcomes included improving employee financial wellbeing and reducing recourse to high cost credit as part of the pilot objectives.
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Memed Brazil | Healthcare | 150 | $20M | Brazil | Betterfly | Betterfly EWA (ex Xerpay) | Earned Wage Access | 2019 | n/a |
In 2019 Memed Brazil implemented Betterfly EWA (ex Xerpay) to provide employees on-demand access to earned wages. The deployment was an HR and payroll-facing Earned Wage Access implementation integrated into employer payroll and personnel processes in Brazil, focused on enabling intra-pay-cycle disbursements and automated reconciliation with payroll. Module usage, specifically the EWA and payroll integration components, is inferred from vendor materials and the customer testimonial. Configuration work aligned employee eligibility rules, pay-period timing and deduction reconciliation typical of Earned Wage Access deployments.
The implementation integrated Betterfly EWA (ex Xerpay) with Memed payroll and personnel workflows so advances could be reconciled against regular payroll runs and processed through payroll accounting systems. Operational scope concentrated on HR and payroll functions in Brazil, with rollout and governance organized around payroll cut-off schedules and HR enrollment processes to control eligibility and reconciliation. Governance changes included revised payroll processing steps and HR enrollment workflows to support on-demand disbursements. Memed reported the deployment was intended to reduce employee financial stress and to improve retention and engagement.
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NIVEA | Consumer Packaged Goods | 70 | $18M | Brazil | Betterfly | Betterfly EWA (ex Xerpay) | Earned Wage Access | 2020 | n/a |
In 2020, NIVEA implemented Betterfly EWA (ex Xerpay) as an Earned Wage Access solution for its workforce in Brazil. Betterfly EWA (ex Xerpay) provided employees with on-demand access to accrued wages and the 13th salary, and the deployment specifically targeted HR and payroll processes within NIVEA Brasil.
The implementation was positioned as a financial wellbeing benefit integrated into HR and payroll workflows, and is inferred to have connected with payroll systems to reconcile advanced draws against earned pay and the 13th salary. Reports from 2020 list NIVEA among Xerpay corporate customers, and the program was intended to improve staff cashflow by enabling early access to earned compensation while aligning with employer payroll cycles.
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Rappi | Distribution | 5200 | $1.8B | Brazil | Betterfly | Betterfly EWA (ex Xerpay) | Earned Wage Access | 2020 | n/a |
In 2020, Rappi made Betterfly EWA (ex Xerpay) available to employees in Brazil. The deployment was an HR payroll finance use case in the Earned Wage Access category, enabling staff to access earned wages on demand and aligning with press coverage that cites Xerpay customers that year. Implementation scope targeted Rappi Brazil operations and employee-facing payroll flows across HR, payroll and finance teams.
Betterfly EWA (ex Xerpay) was configured to provide on-demand wage access through employee self-service channels and a controlled disbursement mechanism, with category-aligned functional capabilities for earned pay calculation, authorization workflows and payout orchestration. The implementation is inferred to have integrated with Rappi payroll to reconcile earned time and trigger authorized disbursements, and it included reconciliation and reporting workflows to support finance and payroll controls. Operationally the software was positioned to surface eligibility, manage requests and record transactions for downstream payroll settlement.
Governance emphasized HR and payroll ownership for eligibility rules, reconciliation and employee support within Brazil operations. Outcomes reported in 2020 coverage include increased employee liquidity and reduced dependence on expensive credit products, reflecting the stated business rationale for deploying Betterfly EWA (ex Xerpay) at Rappi.
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Buyer Intent: Companies Evaluating Betterfly EWA (ex Xerpay)
- Auto Union Finance, a United Kingdom based Banking and Financial Services organization with 40 Employees
- Navignostics, a Switzerland based Life Sciences company with 20 Employees
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