AI Buyer Insights:

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

Michelin, an e2open customer evaluated Oracle Transportation Management

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

Michelin, an e2open customer evaluated Oracle Transportation Management

List of nCino Cloud Banking Platform Customers

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Logo Customer Industry Empl. Revenue Country Vendor Application Category When SI Insight Insight Source
Allied Irish Banks Banking and Financial Services 10469 $5.8B Ireland nCino nCino Cloud Banking Platform Core Banking 2019 Accenture In 2019, Allied Irish Banks implemented nCino Cloud Banking Platform to modernize Core Banking across asset finance, SME, corporate and ESG lending in Ireland. The nCino Cloud Banking Platform was chosen as part of AIB's wider digital transformation program and is described in public case materials as the core engine for modernizing commercial lending workflows. The deployment concentrated on lending lifecycle capabilities for asset finance and commercial lending, delivering configurable loan origination workflows, credit decisioning support, electronic document management and workflow orchestration to reduce manual handoffs. Configuration work emphasized line-of-business templates for SME, corporate and ESG lending to standardize application intake, underwriting and approval routing within the nCino Cloud Banking Platform. Accenture served as the systems implementation partner and led the phased rollout across AIB's lending lines, configuring the cloud-hosted nCino Cloud Banking Platform and aligning process changes with internal operations teams. Operational coverage included lending operations, credit and underwriting teams, commercial relationship managers and back-office processing across Ireland, with platform governance centralized under the bank's digital program. Public results reported in the case study include a 24% reduction in drop-off rates and dramatically faster time-to-funds, outcomes tied to the new nCino Cloud Banking Platform and the associated workflow standardization and governance changes.
Citizens Bank Banking and Financial Services 17398 $7.8B United States nCino nCino Cloud Banking Platform Core Banking 2023 n/a In 2023, Citizens Bank implemented the nCino Cloud Banking Platform, a Core Banking solution, to consolidate commercial and mortgage operations across its North America footprint. The decision explicitly targeted unifying multiple lines of business onto a single cloud platform to reduce process fragmentation and support consistent customer experiences. Citizens Bank deployed multiple nCino components including the Commercial Banking Solution, the Portfolio Analytics Solution, and the Mortgage Suite within the nCino Cloud Banking Platform. The configuration leverages a simple sign on that provides access to a mobile user interface and a point of sale interface, creating streamlined workflows and eliminating repetitive data entry across origination and servicing processes. The implementation brings lending, portfolio analytics, and mortgage origination workflows onto a unified cloud platform, aligning commercial credit and mortgage teams around common functional modules. The Portfolio Analytics Solution is positioned to support credit portfolio oversight while the Commercial Banking and Mortgage modules standardize loan lifecycle tasks and front line processing. Governance and rollout are framed around centralizing operations and enabling operational efficiencies, with executive sponsorship cited by Citizens Bank leadership and nCino. Citizens Bank expects the nCino Cloud Banking Platform to enhance customer experience and operational efficiency by unifying multiple lines of business and modernizing core lending and servicing workflows.
Desjardins Group Banking and Financial Services 55290 $10.6B Canada nCino nCino Cloud Banking Platform Core Banking 2022 n/a In 2022 Desjardins Group implemented the nCino Cloud Banking Platform, deploying nCino's Small Business and Commercial Banking solutions to modernize loan origination and credit processes within its finance organization. The initial rollout centralized online loan origination functionality and established a single platform for small business and commercial credit workflows across Desjardins operations in Canada. The nCino Cloud Banking Platform implementation focused on loan origination, credit decisioning workflows, and analytics and automation capabilities native to Core Banking implementations. Configuration emphasized automated credit intake, standardized credit documentation and approval stages, and embedded analytics to surface risk indicators and underwriting work queues. Desjardins later expanded the environment with nCino Automated Spreading in March 2024 to enhance underwriting efficiency and accelerate underwriting data preparation. Operational coverage extended across finance, credit and underwriting teams, consolidating previously distributed processes into centralized workflow orchestration and automated financial spreading to improve throughput. Governance and rollout followed a phased approach, starting with small business and commercial portfolios and then augmenting the platform with automated spreading functionality, enabling standardized credit governance and more consistent decisioning procedures. The program aimed to speed credit decisioning and improve operational efficiency across Canada, and to provide a consolidated Core Banking operational layer for lending and credit operations.
Banking and Financial Services 7373 $3.4B United States nCino nCino Cloud Banking Platform Core Banking 2021 n/a
Banking and Financial Services 400 $44M United States nCino nCino Cloud Banking Platform Core Banking 2024 n/a
Banking and Financial Services 70000 $27.3B United States nCino nCino Cloud Banking Platform Core Banking 2019 n/a
Banking and Financial Services 205198 $82.3B United States nCino nCino Cloud Banking Platform Core Banking 2022 n/a
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