Bread Financial
3095 Loyalty Circle,
Columbus, 43219, OH,
United States
Columbus, 43219, OH,
United States
1 614-729-4000
Banking and Financial Services
Bread Financial Technographics
Bread Financial Software Purchases and Digital Transformation Initiatives
Discover the latest software purchases and digital transformation initiatives being undertaken by Bread Financial and its business and technology executives. Each quarter our research team identifies on-prem and cloud applications that are being used by the 6000 Bread Financial employees from the public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources.
During our research, we have identified that Bread Financial has purchased the following applications: Tungsten AP Invoice Automation for AP Automation in 2018, Workday Absence Management for Absence and Leave Management in 2018, Jack Henry Banking SilverLake for Core Banking in 2021 and the related IT decision-makers and key stakeholders.
Our database provides customer insight and contextual information on which enterprise applications and software systems Bread Financial is running and its propensity to invest more and deepen its relationship with Tungsten Automation , Oracle , SAP or identify new suppliers as part of their overall Digital and IT transformation projects to stay competitive, fend off threats from disruptive forces, or comply with internal mandates to improve overall enterprise efficiency.
We have been analyzing Bread Financial revenues, which have grown to $3.84 billion in 2024, plus its IT budget and roadmap, cloud software purchases, aggregating massive amounts of data points that form the basis of our forecast assumptions for Bread Financial intention to invest in emerging technologies such as AI, Machine Learning, IoT, Blockchain, Autonomous Database or in cloud-based ERP, HCM, CRM, EPM, Procurement or Treasury applications.
Bread Financial Data, Technology Stack, and Enterprise Applications
ERP Financial Management
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Tungsten Automation | Legacy | Tungsten AP Invoice Automation | AP Automation | ERP Financial Management | n/a | 2018 | 2018 |
In 2018, Bread Financial implemented Tungsten AP Invoice Automation. The deployment targeted AP Automation to digitalize invoice capture and processing across Accounts Payable and Purchasing, standardizing invoice ingestion, OCR data extraction, rule based validation, three way matching and exception routing. Implementation emphasis was on configuring invoice workflows, supplier onboarding, and automated approval routing to align AP processing with existing PeopleSoft financial business units.
Tungsten AP Invoice Automation was integrated into the PeopleSoft 9.2 FSCM environment running on Oracle 19c OCI Autonomous, leveraging Azure Integration Platform and Arcus file transfer for secure file exchange and system messaging. The implementation included Tungsten e invoicing for India and the GST tax module, and configuration of invoice matching logic, tax handling, and supplier master synchronization to PeopleSoft. The deployment encompassed supplier portal configuration, invoice validation rules, and automated PO and receipt matching capabilities.
The program operated within an agile delivery model with defined sprint planning, functional design reviews, system and UAT testing, and Change Advisory Board representation to manage bundles, patches and cutover activities. Operational scope covered Accounts Payable, Purchasing, eProcurement and Inventory functions, with training for business users and level 2 functional support established to sustain AP Automation processes.
|
|
|
|
|
ERP Financial | ERP Financial Management |
|
2012 | 2013 |
|
|
|
|
|
Expense Management | ERP Financial Management |
|
2014 | 2014 |
|
|
|
|
|
Tax Management | ERP Financial Management |
|
2014 | 2014 |
|
HCM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Workday | Legacy | Workday Absence Management | Absence and Leave Management | HCM | n/a | 2018 | 2020 |
|
|
|
|
|
Benefits Administration | HCM |
|
2018 | 2020 |
|
|
|
|
|
Candidate Relationship Management | HCM |
|
2021 | 2021 |
|
|
|
|
|
Compensation Management | HCM |
|
2019 | 2020 |
|
|
|
|
|
Core HR | HCM |
|
2018 | 2020 |
|
|
|
|
|
Core HR | HCM |
|
2018 | 2018 |
|
|
|
|
|
Interview Scheduling | HCM |
|
2021 | 2021 |
|
|
|
|
|
Learning and Development | HCM |
|
2018 | 2018 |
|
|
|
|
|
Learning and Development | HCM |
|
2015 | 2015 |
|
|
|
|
|
Payroll | HCM |
|
2018 | 2020 |
|
|
|
|
|
Recruiting Chatbot | HCM |
|
2018 | 2018 |
|
|
|
|
|
Recruiting, Applicant Tracking System | HCM |
|
2014 | 2014 |
|
|
|
|
|
Recruiting, Applicant Tracking System | HCM |
|
2018 | 2020 |
|
|
|
|
|
Talent Management | HCM |
|
2017 | 2018 |
|
|
|
|
|
Talent Management | HCM |
|
2018 | 2020 |
|
|
|
|
|
Time and Attendance | HCM |
|
2012 | 2012 |
|
|
|
|
|
Time and Attendance | HCM |
|
2018 | 2020 |
|
|
|
|
|
Video Interviewing | HCM |
|
2018 | 2018 |
|
|
|
|
|
Workforce Analytics | HCM |
|
2019 | 2020 |
|
|
|
|
|
Workforce Analytics | HCM |
|
2018 | 2020 |
|
|
|
|
|
Workforce Analytics | HCM |
|
2021 | 2021 |
|
|
|
|
|
Workforce Management | HCM |
|
2019 | 2020 |
|
ERP Services and Operations
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
| Jack Henry & Associates | Legacy | Jack Henry Banking SilverLake | Core Banking | ERP Services and Operations | n/a | 2021 | 2021 |
|
|
|
|
|
Travel Management | ERP Services and Operations |
|
2014 | 2014 |
|
AI-Powered Application
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Artificial Intelligence Marketing | AI-Powered Application |
|
2022 | 2022 |
|
|
|
|
|
Intelligent Process Automation | AI-Powered Application |
|
2022 | 2022 |
|
Analytics and BI
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Analytics and BI | Analytics and BI |
|
2017 | 2019 |
|
|
|
|
|
Analytics and BI | Analytics and BI |
|
2019 | 2020 |
|
|
|
|
|
Analytics and BI | Analytics and BI |
|
2017 | 2019 |
|
|
|
|
|
Analytics and BI | Analytics and BI |
|
2017 | 2017 |
|
|
|
|
|
Data Warehouse | Analytics and BI |
|
2020 | 2020 |
|
Collaboration
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Collaboration | Collaboration |
|
2022 | 2022 |
|
Content Management
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Content Management | Content Management |
|
2022 | 2022 |
|
|
|
|
|
Contract Lifecycle Management | Content Management |
|
2014 | 2014 |
|
|
|
|
|
Digital Asset Management | Content Management |
|
2022 | 2022 |
|
|
|
|
|
Digital Signing | Content Management |
|
2022 | 2022 |
|
eCommerce
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Shipping Management | eCommerce |
|
2009 | 2009 |
|
SCM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Inventory Management | SCM |
|
2014 | 2014 |
|
CRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Account Based Marketing | CRM |
|
2022 | 2022 |
|
|
|
|
|
Call Center | CRM |
|
2019 | 2020 |
|
|
|
|
|
Customer Experience | CRM |
|
2019 | 2019 |
|
|
|
|
|
Customer Experience | CRM |
|
2022 | 2022 |
|
|
|
|
|
Customer Experience | CRM |
|
2022 | 2022 |
|
|
|
|
|
Data Management Platform | CRM |
|
2022 | 2022 |
|
|
|
|
|
Data Management Platform | CRM |
|
2022 | 2022 |
|
|
|
|
|
Data Management Platform | CRM |
|
2022 | 2022 |
|
|
|
|
|
Data Management Platform | CRM |
|
2022 | 2022 |
|
|
|
|
|
Digital Advertising Platform | CRM |
|
2022 | 2022 |
|
|
|
|
|
Marketing Analytics | CRM |
|
2022 | 2022 |
|
|
|
|
|
Marketing Analytics | CRM |
|
2022 | 2022 |
|
|
|
|
|
Marketing Analytics, Data Management Platform | CRM |
|
2023 | 2023 |
|
|
|
|
|
Marketing Automation | CRM |
|
2022 | 2022 |
|
|
|
|
|
Marketing Automation | CRM |
|
2022 | 2022 |
|
|
|
|
|
Marketing Automation | CRM |
|
2022 | 2022 |
|
|
|
|
|
Sales Analytics | CRM |
|
2015 | 2015 |
|
|
|
|
|
Sales Automation, CRM, Sales Engagement | CRM |
|
2022 | 2022 |
|
|
|
|
|
Tag Management | CRM |
|
2022 | 2022 |
|
EPM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
EPM | EPM |
|
2018 | 2018 |
|
ITSM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Application Performance Management | ITSM |
|
2017 | 2017 |
|
|
|
|
|
IT Service Management | ITSM |
|
2021 | 2021 |
|
Procurement
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Procurement | Procurement |
|
2014 | 2014 |
|
TRM
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Governance, Risk and Compliance | TRM |
|
2022 | 2022 |
|
|
|
|
|
Governance, Risk and Compliance | TRM |
|
2022 | 2022 |
|
PaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Apps Development | PaaS |
|
2017 | 2017 |
|
|
|
|
|
Apps Development | PaaS |
|
2022 | 2022 |
|
|
|
|
|
Extract, Transform, and Load (ETL) | PaaS |
|
2020 | 2020 |
|
|
|
|
|
File Transfer Protocol | PaaS |
|
2014 | 2014 |
|
|
|
|
|
iPaaS (Integration Platform as a Service) | PaaS |
|
2014 | 2014 |
|
|
|
|
|
Transactional Email | PaaS |
|
2020 | 2020 |
|
IaaS
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Application Hosting and Computing Services | IaaS |
|
2017 | 2017 |
|
|
|
|
|
Application Hosting and Computing Services | IaaS |
|
2014 | 2014 |
|
|
|
|
|
Application Hosting and Computing Services | IaaS |
|
2018 | 2018 |
|
|
|
|
|
Application Hosting and Computing Services | IaaS |
|
2020 | 2020 |
|
|
|
|
|
Cloud Storage | IaaS |
|
2013 | 2013 |
|
|
|
|
|
Cloud Storage | IaaS |
|
2020 | 2020 |
|
|
|
|
|
Content Delivery Network | IaaS |
|
2021 | 2021 |
|
|
|
|
|
Content Delivery Network | IaaS |
|
2022 | 2022 |
|
|
|
|
|
Content Delivery Network | IaaS |
|
2022 | 2022 |
|
|
|
|
|
Content Delivery Network | IaaS |
|
2022 | 2022 |
|
|
|
|
|
Data Warehouse Appliance | IaaS |
|
2020 | 2020 |
|
|
|
|
|
Database Management | IaaS |
|
2020 | 2020 |
|
|
|
|
|
Database Management | IaaS |
|
2017 | 2017 |
|
CyberSecurity
Vendor |
Previous System |
Application |
Category |
Market |
VAR/SI |
When |
Live |
Insight |
|---|---|---|---|---|---|---|---|---|
|
|
|
|
Identity and Access Management (IAM) | CyberSecurity |
|
2020 | 2020 |
|
|
|
|
|
Secure Web Gateways (SWG) | CyberSecurity |
|
2013 | 2013 |
|
|
|
|
|
Secure Web Gateways (SWG) | CyberSecurity |
|
2019 | 2019 |
|
|
|
|
|
Web Application Firewalls (WAF) | CyberSecurity |
|
2021 | 2021 |
|
IT Decision Makers and Key Stakeholders at Bread Financial
| First Name | Last Name | Title | Function | Department | Phone | |
|---|---|---|---|---|---|---|
| No data found | ||||||
Apps Being Evaluated by Bread Financial Executives
| Date | Company | Status | Vendor | Product | Category | Market |
|---|---|---|---|---|---|---|
| No data found | ||||||
FAQ - APPS RUN THE WORLD Bread Financial Technographics
Bread Financial is a Banking and Financial Services organization based in United States,
with around 6000 employees and annual revenues of $3.84 billion.
Bread Financial operates a diverse technology stack with applications such as
Tungsten AP Invoice Automation, Workday Absence Management and Jack Henry Banking SilverLake,
covering areas like AP Automation, Absence and Leave Management and Core Banking.
Bread Financial has invested in cloud applications and AI-driven platforms to optimize efficiency and growth,
collaborating with vendors such as Tungsten Automation, Workday and Jack Henry & Associates.
Bread Financial recently adopted applications including
Teads Platform in 2023, GumGum in 2022 and Workato in 2022,
highlighting its ongoing modernization strategy.
APPS RUN THE WORLD maintains an up-to-date database of Bread Financial’s key decision makers and IT executives,
available to Premium subscribers.
Our research team continuously updates Bread Financial’s profile with verified software purchases,
vendor relationships, and digital initiatives identified from public and proprietary sources.
Subscribe to APPS RUN THE WORLD to access the complete Bread Financial technographics profile,
including detailed breakdowns by category, vendor, and IT decision makers.