List of Certegy BNPL Customers
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United States
Since 2010, our global team of researchers has been studying Certegy BNPL customers around the world, aggregating massive amounts of data points that form the basis of our forecast assumptions and perhaps the rise and fall of certain vendors and their products on a quarterly basis.
Each quarter our research team identifies companies that have purchased Certegy BNPL for Payment Processing from public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources, including the customer size, industry, location, implementation status, partner involvement, LOB Key Stakeholders and related IT decision-makers contact details.
Companies using Certegy BNPL for Payment Processing include: Trust Payments, a United Kingdom based Banking and Financial Services organisation with 500 employees and revenues of $92.0 million, Vagaro, a United States based Professional Services organisation with 170 employees and revenues of $20.0 million, Ionia, a United States based Banking and Financial Services organisation with 120 employees and revenues of $10.0 million and many others.
Contact us if you need a completed and verified list of companies using Certegy BNPL, including the breakdown by industry (21 Verticals), Geography (Region, Country, State, City), Company Size (Revenue, Employees, Asset) and related IT Decision Makers, Key Stakeholders, business and technology executives responsible for the software purchases.
The Certegy BNPL customer wins are being incorporated in our Enterprise Applications Buyer Insight and Technographics Customer Database which has over 100 data fields that detail company usage of software systems and their digital transformation initiatives. Apps Run The World wants to become your No. 1 technographic data source!
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| Logo | Customer | Industry | Empl. | Revenue | Country | Vendor | Application | Category | When | SI | Insight |
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Ionia | Banking and Financial Services | 120 | $10M | United States | Certegy | Certegy BNPL | Payment Processing | 2022 | n/a |
In 2022, Ionia implemented Certegy BNPL in the Payment Processing category as a white label Pay Later offering across its merchant network. The Certegy BNPL deployment is delivered via Certegy’s BankPay platform and was initially surfaced to consumers through CrayPay.
The implementation concentrated on BNPL and embedded payments functionality, covering checkout integration and consumer authorization flows, underwriting and merchant risk mitigation, and settlement and immediate merchant funding capabilities. Certegy BNPL was configured to support merchant funding immediacy and to apply risk controls inline with payments authorization to lower merchant exposure.
Integration points included CrayPay and Ionia merchant commerce and point of sale connections to enable on‑ramp of participating outlets, supporting rollout to tens of thousands of U.S. merchant locations. Operational coverage spanned Ionia merchant services, finance, and risk management functions, positioning the Payment Processing solution as a payments and finance tool for merchant acquiring and funding workflows.
Governance was organized around payments product and risk teams that defined authorization rules, underwriting thresholds, and settlement timing, with a phased rollout beginning via CrayPay before broader merchant expansion. The engagement explicitly focused on lowering merchant risk and enabling immediate merchant funding as core business function outcomes.
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Trust Payments | Banking and Financial Services | 500 | $92M | United Kingdom | Certegy | Certegy BNPL | Payment Processing | 2022 | n/a |
In 2022, Trust Payments implemented Certegy BNPL as a white label addition to its Payment Processing portfolio. The collaboration brought Certegy’s white label BNPL and BankPay offerings to Trust Payments’ merchant base, enabling ACH based installment payments with immediate funding for merchants across the United States.
The implementation deployed Certegy BNPL as a modular white label component embedded into Trust Payments’ ecommerce and gateway stack. Implemented functional capabilities included ACH based installment workflows, BankPay payment routing, checkout payment orchestration, tokenization for merchant checkout flows, and a funding rail designed to deliver immediate merchant funding after transaction capture.
Integration efforts concentrated on embedding the Certegy BNPL module into checkout workflows, gateway API calls, and merchant onboarding and reconciliation processes. Operational coverage targeted Trust Payments’ merchant services, payments operations, and e commerce teams to enable merchant configuration, pricing control, and settlement reconciliation for U.S. merchants.
Governance centered on white label configuration controls and operational procedures to operate ACH installment offers inside Trust Payments’ Payment Processing stack. The deployment was positioned to reduce checkout friction and reduce costs for merchants while providing immediate funding, aligning the Certegy BNPL implementation with Trust Payments’ payments orchestration and merchant acceptance capabilities.
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Vagaro | Professional Services | 170 | $20M | United States | Certegy | Certegy BNPL | Payment Processing | 2022 | n/a |
In 2022 Vagaro integrated Certegy BNPL to launch Vagaro Pay Later, a white label Buy Now Pay Later capability embedded in the Vagaro app. The Certegy BNPL implementation, listed under Payment Processing, enabled more than 70,000 beauty, wellness and fitness businesses in the United States to offer interest free installment payments while receiving merchant funding next business day.
The deployment delivered Certegy BNPL as a white label module inside Vagaro’s mobile and web checkout, embedding installment payment options into existing booking and point of sale workflows. Configuration work centered on checkout presentation of installment schedules, payment orchestration logic, and settlement routing to support next business day merchant funding, aligning payment processing flows with Vagaro’s order lifecycle.
Operational impact focused on payments and finance functions, with governance coordinated across product, payments operations, and merchant support to onboard businesses to Vagaro Pay Later. Per the announcement, the implementation drove expected checkout conversion and average order value improvements, while the rollout scaled across Vagaro’s customer base in the United States without disclosure of implementation partner details.
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