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Michelin, an e2open customer evaluated Oracle Transportation Management

Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

List of Zone Network Customers

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Logo Customer Industry Empl. Revenue Country Vendor Application Category When SI Insight
First Bank of Nigeria Banking and Financial Services 16000 $1.9B Nigeria Zone Network Zone Network Blockchain Platform 2023 n/a
In 2023, First Bank of Nigeria implemented Zone Network, a Blockchain Platform, to embed decentralized payment routing and settlement capabilities into its payment processing architecture. The deployment positions Zone Network as an operational payment layer within the bank, enabling direct participant-to-participant transaction flows and ledger-based orchestration for cleared payments. The implementation includes the ZonePOS PoS Payment Gateway and the network switching and processing modules that provide transaction routing, automated reconciliation, and same-day settlement capabilities. Zone Network’s architecture delivers end-to-end transparency and automatic reconciliation across transaction lifecycles, features that eliminate chargebacks and reduce chargeback fraud as part of the platform’s functional scope. Integration on the network is explicitly alongside other major Nigerian banks including UBA and Zenith Bank and a range of fintech participants, allowing First Bank of Nigeria to route transactions directly between network participants without intermediary hops. Operational coverage focuses on retail and merchant payment processing, clearing and settlement workflows, and payment operations teams that orchestrate merchant acquiring and inter-institution settlement. Zone secured a switching and processing license from the Central Bank of Nigeria in 2022, making the regulated Zone Network Blockchain Platform an approved payment infrastructure for participants in Nigeria. The announced outcomes for First Bank of Nigeria include faster and more reliable transaction processing, reduced failure points, simplified reconciliation, and same-day settlement for customers and counterparties.
United Bank for Africa Banking and Financial Services 25000 $2.1B Nigeria Zone Network Zone Network Blockchain Platform 2023 n/a
In 2023, United Bank for Africa integrated Zone Network, adopting Zone Network as a Blockchain Platform to connect its payment processing into a regulated decentralized payment fabric. The integration aligns UBA with a network that secured a switching and processing license from the Central Bank of Nigeria in 2022, establishing regulatory status for on chain switching and settlement. UBA configured ZonePOS, Zone's decentralized PoS Payment Gateway, to enable merchant acceptance and gateway routing, and instrumented participant-level routing that allows transactions to be routed directly between network participants. Functional capabilities implemented included peer-to-peer transaction routing, end-to-end transparency and automatic reconciliation across participating banks. The deployment emphasizes same-day settlement and removal of intermediary clearing steps that typically introduce failure points. The integration covers payment processing, settlement, reconciliation, and fraud control workflows within UBA's payments stack, connecting UBA to peer institutions including Zenith Bank and First Bank across Nigeria. Operational coverage is centered on payments between financial service providers and payment service providers on Zone Network. This configuration supports scalable transaction flows and reduces intermediation by enabling direct participant-level settlement. Governance and operational procedures were adapted to leverage a regulated switching and processing model, requiring bank reconciliation workflows to align with Zone's automatic reconciliation and transparent ledger records. Rollout details reported include public network onboarding of major banks and live transaction processing on Zone Network as part of the deployment. Reported outcomes include faster and more reliable transaction processing, reduced failure points, elimination of chargebacks and prevention of chargeback fraud, and same-day settlement for participating financial institutions and their customers. These outcomes are framed as delivered through Zone Network Blockchain Platform capabilities and the ZonePOS gateway integration.
Zenith Bank Banking and Financial Services 7704 $560M Nigeria Zone Network Zone Network Blockchain Platform 2023 n/a
In 2023, Zenith Bank implemented Zone Network as a Blockchain Platform. The implementation connected Zenith Bank to Zone’s regulated decentralized payment network, leveraging Zone’s switching and processing license issued by the Central Bank of Nigeria in 2022. The deployment used Zone Network’s decentralized payment rails and ZonePOS decentralized PoS Payment Gateway to enable peer-to-peer transaction routing, on-chain settlement, end-to-end transparency, and automatic reconciliation. Functional capabilities implemented for Zenith Bank included direct participant-to-participant routing to eliminate intermediaries, same-day settlement workflows, and chargeback prevention controls. Integration covered Zenith Bank’s payment processing environment and transactional endpoints, enabling transactions to be routed directly between Zenith Bank and other network participants including UBA and First Bank as well as other banks and fintechs on Zone Network. The implementation impacted payment operations and settlement functions across the bank’s retail and merchant acquiring channels in Nigeria. Governance for the implementation followed Zone’s regulated network model, which embeds clearing and reconciliation controls and reduces operational exposure through automatic reconciliation. Outcomes stated in the integration include faster, more reliable, and more scalable transaction processing at lower costs, reduced failure points, elimination of chargebacks and chargeback fraud, and same-day settlement for financial institutions and their customers.
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FAQ - APPS RUN THE WORLD Zone Network Coverage

Zone Network is a Blockchain Platform solution from Zone Network.

Companies worldwide use Zone Network, from small firms to large enterprises across 21+ industries.

Organizations such as United Bank for Africa, First Bank of Nigeria and Zenith Bank are recorded users of Zone Network for Blockchain Platform.

Companies using Zone Network are most concentrated in Banking and Financial Services, with adoption spanning over 21 industries.

Companies using Zone Network are most concentrated in Nigeria, with adoption tracked across 195 countries worldwide. This global distribution highlights the popularity of Zone Network across Americas, EMEA, and APAC.

Companies using Zone Network range from small businesses with 0-100 employees - 0%, to mid-sized firms with 101-1,000 employees - 0%, large organizations with 1,001-10,000 employees - 33.33%, and global enterprises with 10,000+ employees - 66.67%.

Customers of Zone Network include firms across all revenue levels — from $0-100M, to $101M-$1B, $1B-$10B, and $10B+ global corporations.

Contact APPS RUN THE WORLD to access the full verified Zone Network customer database with detailed Firmographics such as industry, geography, revenue, and employee breakdowns as well as key decision makers in charge of Blockchain Platform.