List of ACI UP Immediate Payments Customers
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Since 2010, our global team of researchers has been studying ACI UP Immediate Payments customers around the world, aggregating massive amounts of data points that form the basis of our forecast assumptions and perhaps the rise and fall of certain vendors and their products on a quarterly basis.
Each quarter our research team identifies companies that have purchased ACI UP Immediate Payments for Payment Processing from public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources, including the customer size, industry, location, implementation status, partner involvement, LOB Key Stakeholders and related IT decision-makers contact details.
Companies using ACI UP Immediate Payments for Payment Processing include: Rabobank, a Netherlands based Banking and Financial Services organisation with 47000 employees and revenues of $20.53 billion, Westpac NZ, a New Zealand based Banking and Financial Services organisation with 5000 employees and revenues of $4.76 billion, TransferWise, a United Kingdom based Banking and Financial Services organisation with 1900 employees and revenues of $221.0 million and many others.
Contact us if you need a completed and verified list of companies using ACI UP Immediate Payments, including the breakdown by industry (21 Verticals), Geography (Region, Country, State, City), Company Size (Revenue, Employees, Asset) and related IT Decision Makers, Key Stakeholders, business and technology executives responsible for the eCommerce software purchases.
The ACI UP Immediate Payments customer wins are being incorporated in our Enterprise Applications Buyer Insight and Technographics Customer Database which has over 100 data fields that detail company usage of eCommerce software systems and their digital transformation initiatives. Apps Run The World wants to become your No. 1 technographic data source!
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| Logo | Customer | Industry | Empl. | Revenue | Country | Vendor | Application | Category | When | SI | Insight |
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Rabobank | Banking and Financial Services | 47000 | $20.5B | Netherlands | ACI Worldwide | ACI UP Immediate Payments | Payment Processing | 2019 | n/a |
In 2019, Rabobank implemented ACI UP Immediate Payments in the ePayment category to support nationwide instant payment processing for consumer mobile and online payments. The deployment aligned Rabobank with the Dutch SEPA Instant Payments program and targeted immediate processing available 24 hours a day all year round.
Rabobank deployed ACI UP Immediate Payments from vendor ACI Worldwide alongside existing ACI products including ACI Issuer and ACI UP Retail Payments, the latter including UP BASE24-eps and ACI Interchange. The environment was configured to provide real-time payment switching, scheme connectivity, and transaction orchestration consistent with high-volume instant payment workflows. Functional capabilities implemented included immediate payment acceptance, real-time routing to the SEPA Instant Payments rails, and integration points for consumer mobile and online channels.
The rollout followed a phased go-live that launched in April and reached a final scale-up milestone by the end of August 2019, when Dutch participants processed 1.3 million instant payments on a peak day, with Rabobank responsible for almost a third of those transactions through ACI UP Immediate Payments. Operational coverage targeted Rabobank retail banking channels and national scheme connectivity within the Netherlands. Rabobank leveraged the broader ACI portfolio to centralize real-time retail payment processing and scheme access.
Governance emphasized gradual scale-up and continued feature development, with Rabobank stating it will expand Instant Payments features to align with market developments. The implementation demonstrates a coordinated program between Rabobank and ACI Worldwide to operationalize SEPA Instant Payments at scale.
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TransferWise | Banking and Financial Services | 1900 | $221M | United Kingdom | ACI Worldwide | ACI UP Immediate Payments | Payment Processing | 2016 | n/a |
In 2016, TransferWise implemented ACI UP Immediate Payments. TransferWise implemented ACI UP Immediate Payments as an ePayment platform to centralize real-time payment routing and scheme connectivity for its UK payments operations.
The deployment used ACI UP Immediate Payments' native scheme adapters, message switching, routing and orchestration capabilities to support immediate payments workflows. Configuration work focused on scheme rule engines, settlement orchestration and exception handling, aligning platform behavior with high-frequency, low-latency transaction processing typical of ePayment systems.
ACI’s UP Immediate Payments solution is highly flexible and adaptable, enabling access to all IP schemes globally, and it has been used by many existing scheme members to access Faster Payments since launching in 2008. At TransferWise the implementation provided a single touchpoint for scheme connectivity, transaction switching and operational flows, supporting payments operations and compliance workflows within the company.
Operational governance emphasized configuration control for scheme adapters, runbook procedures for exception management and rule governance for routing and settlement. The narrative centers on ACI UP Immediate Payments supplying the core ePayment processing and scheme access layer for TransferWise's payments function.
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Westpac NZ | Banking and Financial Services | 5000 | $4.8B | New Zealand | ACI Worldwide | ACI UP Immediate Payments | Payment Processing | 2017 | n/a |
In 2017, Westpac NZ implemented ACI UP Immediate Payments from ACI Worldwide as a central element of its ePayment architecture for retail, corporate and investment banking functions. ACI UP Immediate Payments was positioned as the bank's financial transaction hub, orchestrating payments across channels, networks and payment types while settling to destination clearing streams in real time.
Core payment processing was delivered through ACI UP Retail Payments which acquires, authenticates, switches and authorizes transactions across multiple channels, while ACI UP Payments Risk Management provided scalable adaptive machine learning and pattern matching to detect and mitigate fraud during transaction processing. The deployment was implemented on Linux and leveraged ACI's Universal Payments Framework to unify transaction orchestration, risk scoring and settlement flows.
Integrations focused on channel and network orchestration and settlement to any clearing stream in real time, enabling the hub to route and normalize payment traffic across internal channels and external payment networks. Operational coverage targeted Westpac NZ payments operations and customer facing channels, supporting retail payments, corporate payments and high value clearing streams without naming third party systems.
Governance and operational process changes accompanied the technical rollout, as Westpac NZ adopted Agile methodology and DevOps practices to shift toward continuous delivery and production oriented automation. Implementation governance emphasized faster change cycles, automated deployment pipelines and integrated payment plus fraud workflows to support rapid feature rollout and operational scalability.
As stated by the vendor and the bank, stated outcomes included accelerated change cadence and time to market for payment capabilities, scalable operations to meet market challenges, and the ability to detect and respond to fraudulent patterns before customer impact, establishing real time fraud prevention as a competitive differentiator for Westpac NZ.
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Buyer Intent: Companies Evaluating ACI UP Immediate Payments
- Icon Solutions UK, a United Kingdom based Professional Services organization with 67 Employees
- Vega Aviation, a Turkey based Aerospace and Defense company with 10 Employees
- Tilli Software, a United States based Professional Services organization with 90 Employees
Discover Software Buyers actively Evaluating Enterprise Applications
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