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Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

Michelin, an e2open customer evaluated Oracle Transportation Management

Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

List of ACI UP Immediate Payments Customers

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Logo Customer Industry Empl. Revenue Country Vendor Application Category When SI Insight
Rabobank Banking and Financial Services 47000 $20.5B Netherlands ACI Worldwide ACI UP Immediate Payments Payment Processing 2019 n/a
In 2019, Rabobank implemented ACI UP Immediate Payments in the ePayment category to support nationwide instant payment processing for consumer mobile and online payments. The deployment aligned Rabobank with the Dutch SEPA Instant Payments program and targeted immediate processing available 24 hours a day all year round. Rabobank deployed ACI UP Immediate Payments from vendor ACI Worldwide alongside existing ACI products including ACI Issuer and ACI UP Retail Payments, the latter including UP BASE24-eps and ACI Interchange. The environment was configured to provide real-time payment switching, scheme connectivity, and transaction orchestration consistent with high-volume instant payment workflows. Functional capabilities implemented included immediate payment acceptance, real-time routing to the SEPA Instant Payments rails, and integration points for consumer mobile and online channels. The rollout followed a phased go-live that launched in April and reached a final scale-up milestone by the end of August 2019, when Dutch participants processed 1.3 million instant payments on a peak day, with Rabobank responsible for almost a third of those transactions through ACI UP Immediate Payments. Operational coverage targeted Rabobank retail banking channels and national scheme connectivity within the Netherlands. Rabobank leveraged the broader ACI portfolio to centralize real-time retail payment processing and scheme access. Governance emphasized gradual scale-up and continued feature development, with Rabobank stating it will expand Instant Payments features to align with market developments. The implementation demonstrates a coordinated program between Rabobank and ACI Worldwide to operationalize SEPA Instant Payments at scale.
TransferWise Banking and Financial Services 1900 $221M United Kingdom ACI Worldwide ACI UP Immediate Payments Payment Processing 2016 n/a
In 2016, TransferWise implemented ACI UP Immediate Payments. TransferWise implemented ACI UP Immediate Payments as an ePayment platform to centralize real-time payment routing and scheme connectivity for its UK payments operations. The deployment used ACI UP Immediate Payments' native scheme adapters, message switching, routing and orchestration capabilities to support immediate payments workflows. Configuration work focused on scheme rule engines, settlement orchestration and exception handling, aligning platform behavior with high-frequency, low-latency transaction processing typical of ePayment systems. ACI’s UP Immediate Payments solution is highly flexible and adaptable, enabling access to all IP schemes globally, and it has been used by many existing scheme members to access Faster Payments since launching in 2008. At TransferWise the implementation provided a single touchpoint for scheme connectivity, transaction switching and operational flows, supporting payments operations and compliance workflows within the company. Operational governance emphasized configuration control for scheme adapters, runbook procedures for exception management and rule governance for routing and settlement. The narrative centers on ACI UP Immediate Payments supplying the core ePayment processing and scheme access layer for TransferWise's payments function.
Westpac NZ Banking and Financial Services 5000 $4.8B New Zealand ACI Worldwide ACI UP Immediate Payments Payment Processing 2017 n/a
In 2017, Westpac NZ implemented ACI UP Immediate Payments from ACI Worldwide as a central element of its ePayment architecture for retail, corporate and investment banking functions. ACI UP Immediate Payments was positioned as the bank's financial transaction hub, orchestrating payments across channels, networks and payment types while settling to destination clearing streams in real time. Core payment processing was delivered through ACI UP Retail Payments which acquires, authenticates, switches and authorizes transactions across multiple channels, while ACI UP Payments Risk Management provided scalable adaptive machine learning and pattern matching to detect and mitigate fraud during transaction processing. The deployment was implemented on Linux and leveraged ACI's Universal Payments Framework to unify transaction orchestration, risk scoring and settlement flows. Integrations focused on channel and network orchestration and settlement to any clearing stream in real time, enabling the hub to route and normalize payment traffic across internal channels and external payment networks. Operational coverage targeted Westpac NZ payments operations and customer facing channels, supporting retail payments, corporate payments and high value clearing streams without naming third party systems. Governance and operational process changes accompanied the technical rollout, as Westpac NZ adopted Agile methodology and DevOps practices to shift toward continuous delivery and production oriented automation. Implementation governance emphasized faster change cycles, automated deployment pipelines and integrated payment plus fraud workflows to support rapid feature rollout and operational scalability. As stated by the vendor and the bank, stated outcomes included accelerated change cadence and time to market for payment capabilities, scalable operations to meet market challenges, and the ability to detect and respond to fraudulent patterns before customer impact, establishing real time fraud prevention as a competitive differentiator for Westpac NZ.
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Buyer Intent: Companies Evaluating ACI UP Immediate Payments

ARTW Buyer Intent uncovers actionable customer signals, identifying software buyers actively evaluating ACI UP Immediate Payments. Gain ongoing access to real-time prospects and uncover hidden opportunities. Companies Actively Evaluating ACI UP Immediate Payments for Payment Processing include:

  1. Icon Solutions UK, a United Kingdom based Professional Services organization with 67 Employees
  2. Vega Aviation, a Turkey based Aerospace and Defense company with 10 Employees
  3. Tilli Software, a United States based Professional Services organization with 90 Employees

Discover Software Buyers actively Evaluating Enterprise Applications

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FAQ - APPS RUN THE WORLD ACI UP Immediate Payments Coverage

ACI UP Immediate Payments is a Payment Processing solution from ACI Worldwide.

Companies worldwide use ACI UP Immediate Payments, from small firms to large enterprises across 21+ industries.

Organizations such as Rabobank, Westpac NZ and TransferWise are recorded users of ACI UP Immediate Payments for Payment Processing.

Companies using ACI UP Immediate Payments are most concentrated in Banking and Financial Services, with adoption spanning over 21 industries.

Companies using ACI UP Immediate Payments are most concentrated in Netherlands, New Zealand and United Kingdom, with adoption tracked across 195 countries worldwide. This global distribution highlights the popularity of ACI UP Immediate Payments across Americas, EMEA, and APAC.

Companies using ACI UP Immediate Payments range from small businesses with 0-100 employees - 0%, to mid-sized firms with 101-1,000 employees - 0%, large organizations with 1,001-10,000 employees - 66.67%, and global enterprises with 10,000+ employees - 33.33%.

Customers of ACI UP Immediate Payments include firms across all revenue levels — from $0-100M, to $101M-$1B, $1B-$10B, and $10B+ global corporations.

Contact APPS RUN THE WORLD to access the full verified ACI UP Immediate Payments customer database with detailed Firmographics such as industry, geography, revenue, and employee breakdowns as well as key decision makers in charge of Payment Processing.