List of FICO Platform Customers
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Since 2010, our global team of researchers has been studying FICO Platform customers around the world, aggregating massive amounts of data points that form the basis of our forecast assumptions and perhaps the rise and fall of certain vendors and their products on a quarterly basis.
Each quarter our research team identifies companies that have purchased FICO Platform for Analytics and BI from public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources, including the customer size, industry, location, implementation status, partner involvement, LOB Key Stakeholders and related IT decision-makers contact details.
Companies using FICO Platform for Analytics and BI include: Bradesco, a Brazil based Banking and Financial Services organisation with 84022 employees and revenues of $46.67 billion, Union Bank of Philippines, a Philippines based Banking and Financial Services organisation with 8510 employees and revenues of $1.41 billion, GXS Bank, a Singapore based Banking and Financial Services organisation with 400 employees and revenues of $50.0 million and many others.
Contact us if you need a completed and verified list of companies using FICO Platform, including the breakdown by industry (21 Verticals), Geography (Region, Country, State, City), Company Size (Revenue, Employees, Asset) and related IT Decision Makers, Key Stakeholders, business and technology executives responsible for the software purchases.
The FICO Platform customer wins are being incorporated in our Enterprise Applications Buyer Insight and Technographics Customer Database which has over 100 data fields that detail company usage of software systems and their digital transformation initiatives. Apps Run The World wants to become your No. 1 technographic data source!
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| Logo | Customer | Industry | Empl. | Revenue | Country | Vendor | Application | Category | When | SI | Insight |
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Bradesco | Banking and Financial Services | 84022 | $46.7B | Brazil | FICO | FICO Platform | Analytics and BI | 2025 | n/a |
In 2025, Bradesco is running the FICO Platform to power E-agro, its fully digital rural credit marketplace. The FICO Platform deployment is categorized as Analytics and BI and centralizes credit decisioning, real-time eligibility checks, document verification, automated contract generation, digital signing, and funds disbursement workflows.
The implementation configures advanced decisioning and automation modules in FICO Platform to orchestrate the end-to-end credit lifecycle, reducing process steps from dozens to eight and automating over 2,000 complex transactions. Bradesco uses the FICO Platform decisioning engine to apply behavioral and agronomic data in credit evaluations, enable tailored offer generation, and drive straight-through processing for marketplace transactions.
Operational coverage spans Brazil’s rural lending footprint and serves more than 500,000 farmers through a government-subsidized channel, with E-agro launched in 2023 and by 2025 delivering over R$1 billion in digital credit and more than R$500 million in marketplace transactions. The platform eliminates the need for in-person visits by enabling online socio-environmental documentation submission, instant approvals, and immediate disbursements into client accounts, aligning operational processes across retail and agribusiness lending functions.
Governance and product-level policy controls on FICO Platform link credit decision outcomes to sustainability criteria, supporting lower-cost financing for producers adopting ILPF practices and partnerships such as the Sustainable Agriculture Finance Facility. Bradesco’s E-agro built on FICO Platform has been recognized with the 2025 FICO Decision Awards ESG Champion distinction, reflecting an implementation that embeds ESG screening and automated compliance checks into rural credit workflows.
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GXS Bank | Banking and Financial Services | 400 | $50M | Singapore | FICO | FICO Platform | Analytics and BI | 2024 | n/a |
In 2024, GXS Bank deployed FICO Platform to power credit decisioning for its GXS FlexiLoan personal loan product, positioning the project within the Analytics and BI category. The implementation produced credit decisions in milliseconds and enabled the bank to issue loans in under three minutes for the vast majority of approved customers, and the project completed in three months and won a 2024 FICO Decisions Award for Customer Onboarding & Management.
The implementation leveraged FICO Platform Intelligent Decisions capabilities, including advanced analytics, rule design, and flow orchestration to automate end to end onboarding and decisioning workflows. GXS Bank layered alternative data into decision logic, configured risk policies and policy execution flows on the platform, and used the platform s agile infrastructure to iterate on decision models and policy rules while retaining governance controls.
Integrations implemented as part of the deployment included user permissioned ecosystem data feeds from Grab and Singtel, which were combined with conventional credit bureau scores to extend credit access to applicants with thin or no credit histories. Operational coverage centered on customer onboarding, credit operations and risk management for the GXS FlexiLoan, with FICO Platform capabilities earmarked for additional credit products across Singapore, Malaysia and Indonesia.
Governance and rollout emphasized rapid policy configuration and robust risk controls, enabling the bank to deploy decision logic and update policies at pace without sacrificing oversight. The program architecture supported automated millisecond decisioning, orchestration of policy flows, and centralized analytics for underwriting and pricing, aligning the FICO Platform deployment with GXS Bank s goals for efficient onboarding and expanded credit access.
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Union Bank of Philippines | Banking and Financial Services | 8510 | $1.4B | Philippines | FICO | FICO Platform | Analytics and BI | 2025 | n/a |
In 2025, Union Bank of Philippines implemented FICO Platform as part of an Analytics and BI initiative to modernize customer onboarding and credit decisioning. The deployment was positioned to accelerate integration of acquired customer data and to centralize decision analytics within the bank's consumer business lines.
The implementation centered on FICO Platform’s Credit Decision Engine and automated onboarding workflows, configured to support straight-through processing for credit card and personal loan applications. Configuration emphasized decision orchestration, rule management, and real-time scoring, enabling automated approvals and conditional workflows consistent with an Analytics and BI deployment focused on decision automation and operational analytics.
FICO Platform was integrated with Citibank systems as part of the $700 million acquisition of Citibank’s consumer banking business, which transferred over 1 million customer records into Union Bank of Philippines. Operational coverage targeted the consumer banking and credit operations teams, supporting peak account bookings of 50,000 new credit card and loan accounts per month and high-volume processing of inbound applications.
The rollout completed in nine months and instituted centralized decision governance and workflow automation to drive straight-through processing. Outcomes reported include more than 80 percent of credit card and personal loan applications processed straight-through, onboarding time reduced to 5 to 15 minutes, and recognition with a 2025 FICO Decision Award for Customer Onboarding and Management.
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Buyer Intent: Companies Evaluating FICO Platform
- Discover Financial Services, a Capital One Company, a United States based Banking and Financial Services organization with 21100 Employees
- Georgetown University, a United States based Education company with 5000 Employees
Discover Software Buyers actively Evaluating Enterprise Applications
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