AI Buyer Insights:

Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

Michelin, an e2open customer evaluated Oracle Transportation Management

Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

Moog, an UKG AutoTime customer evaluated Workday Time and Attendance

Wayfair, a Korber HighJump WMS customer just evaluated Manhattan WMS

Michelin, an e2open customer evaluated Oracle Transportation Management

Cantor Fitzgerald, a Kyriba Treasury customer evaluated GTreasury

Swedbank, a Temenos T24 customer evaluated Oracle Flexcube

Westpac NZ, an Infosys Finacle customer evaluated nCino Bank OS

Citigroup, a VestmarkONE customer evaluated BlackRock Aladdin Wealth

List of Finxact Customers

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Logo Customer Industry Empl. Revenue Country Vendor Application Category When SI Insight
Battle Bank Banking and Financial Services 20 $4M United States Fiserv Finxact Core Banking 2022 n/a
In 2022, Battle Financial, Inc. selected Finxact as the core platform for Battle Bank, a branchless direct bank being built by the team led by Frank Trotter and Vincent Amato and planned for launch in the second half of 2022. Battle Bank chose Finxact to underpin its banking operations and product delivery, explicitly positioning Finxact as the application layer for the bank's Core Banking needs. Finxact was deployed as a cloud native, SaaS headless core, providing 100 percent accessibility to data and functions via modern APIs. Implementation focus aligned with standard Core Banking capabilities, including configurable deposit product creation, account and relationship management, ledger and transaction processing, and API driven product orchestration so the bank can assemble customer facing products on demand. The platform was implemented to support a bespoke fintech ecosystem, enabling Battle Bank to integrate third party providers through Finxact APIs as it selects best in class solutions for payments, custody of non FDIC assets, foreign currency handling, and customer experience layers. Operational coverage in the implementation is centered on direct, branchless service delivery and product sets described by the bank, including high yield FDIC insured deposit products, multi currency accounts, and non FDIC precious metals accounts presented in a single customer view. Governance and rollout emphasized agility and partner evaluation, with the bank’s leadership citing control and flexibility as foundational goals for product authorship on Finxact. Finxact’s platform capabilities were positioned to support the regulatory scale and requirements of a U.S. national bank charter application and to enable Battle Bank teams in product development, banking operations, customer relationship management, and compliance to coordinate through API enabled workflows.
BetaBank Banking and Financial Services 10 $1M United States Fiserv Finxact Core Banking 2022 n/a
In 2022, BetaBank selected Finxact as its core banking platform to underpin its product ecosystem. Finxact is a Fiserv company whose cloud-native headless core will be deployed in Google Cloud as BetaBank's Core Banking system. BetaBank is in formation and submitted its banking charter application in April 2022 while building a purely digital bank intended to lend nationwide with a focus on Chicago-area small businesses. The implementation centers on the Finxact platform configured as an API-first, headless core providing full accessibility to data and functions to enable account processing, ledger services, payments routing, and product composition. BetaBank is building a fully automated digital lending platform that integrates algorithmic underwriting and decisioning workflows designed to remove bias from traditional credit decisions, leveraging Finxact to create products on demand. Finxact's headless architecture will enable rapid product configuration and orchestration without embedded channel logic so the bank can iterate lending products and digital experiences. The core will connect via modern APIs to a curated ecosystem of best-in-class third party providers chosen by BetaBank, and Google is a named infrastructure and cloud partner in the build. Operational coverage includes digital origination, underwriting, funding, and servicing workflows across the bank's product ecosystem, with API connectivity used to externalize capabilities and integrate partner services. As an API-first platform, Finxact supports partner orchestration, data exchange for analytics, and modular service replacement as BetaBank defines its initial product set. Governance and rollout are being aligned with the bank formation process and charter timeline that began in April 2022, with BetaBank selecting vendor components and defining integration touchpoints as part of its fundraising and operational design. Product and underwriting governance will be centralized within the bank's operating model to manage API connections, vendor contracts, and automated decisioning policies. Leadership stated that Finxact will create a distinct competitive advantage and underpin BetaBank's mission to offer equitable, fully automated lending to small businesses.
Credit One Bank Banking and Financial Services 2500 $1.5B United States Fiserv Finxact Core Banking 2021 n/a
In 2021, Credit One Bank implemented Finxact as its Core Banking application. The Product Owner III role at Credit One Bank established ownership of Finxact functionality and the vendor relationship, collecting and authoring requirements from multiple business departments using Jira and Jira Align. Finxact is used to support core banking functions including account and transaction processing, ledger and posting workflows, and API first data access that Credit One Bank leverages for operational automation. Configuration work and feature prioritization followed Agile SDLC practices, with technical requirements written for software engineers and vendors. The implementation integrates Finxact with the Fiserv product suite for payment file management, where Credit One Bank manages over $100 million per day in payment files through various channels. The delivery team uses APIs to retrieve and update data between Finxact and downstream systems, and runs custom SQL queries to produce business reports. Governance and rollout relied on Jira and Jira Align for requirement lifecycle, prioritization and release planning, with the Product Owner coordinating internal capability teams, performing quality assurance tests on new features, and embedding business process requirements into technical stories. Operational coverage includes Credit One Bank teams based in Las Vegas, NV and cross functional departments responsible for payments, servicing and reporting.
DoorDash Professional Services 23700 $10.7B United States Fiserv Finxact Core Banking 2024 n/a
In 2024 DoorDash implemented Finxact to embed Core Banking capabilities into its Dasher experience through the DoorDash Crimson Program. The implementation is positioned to provide a modern system of record and ledger functionality within the Dasher App, enabling primary account and transaction orchestration for Dasher financial services. The deployment centers on Finxact as an open architecture ledger, paired with Fiserv account processing and card issuing capabilities to deliver deposit accounts, card issuance and payment flows to Dashers. Functional modules emphasized in communications include core ledger services, account processing, card issuer processing and merchant acquiring related capabilities, all surfaced through the Dasher App to simplify account access and payment settlement. Integration scope explicitly includes connection points between the Dasher App and Fiserv platforms, with Starion Bank serving as the Sponsor Bank for Crimson accounts. The rollout timeline was publicized as launching in October 2024 with a phased rollout planned in the coming weeks, indicating an operational scope focused on Dasher facing digital banking and payments workflows rather than back office only functions. Governance is structured to operate through the sponsor bank model, using Finxact as the regulatory aware system of record to enable compliant account processing and card issuance under the sponsor relationship. DoorDash states the program aims to create a simpler and more convenient experience for Dashers and to build closer connections through a more personalized user banking experience.
First Horizon Bank Banking and Financial Services 7373 $3.4B United States Fiserv Finxact Core Banking 2021 n/a
In 2021, First Horizon Bank converted its VirtualBank brand to the Finxact core, completing the live cutover over the July 4th holiday weekend. Finxact is a Core Banking platform that First Horizon selected as the go-forward core for its VirtualBank line of business eight months after signing the vendor agreement. The implementation leveraged Finxact's cloud native architecture and its real-time position keeping platform, exposing an extensible financial services data model via open APIs. Finxact's capabilities in high performance processing, scalable account positioning, and API-first product components were used to enable product configuration, orchestration, and accelerated product launches consistent with Core Banking workflows. Scope of the rollout focused on the VirtualBank line of business within the regional bank, executed by the bank project team with internal and external contributors and completed during a condensed cutover window. The public announcement records that the conversion placed First Horizon among the US Finxact clients operating in production, bringing the number of US Finxact production clients to 10. Operational coverage centered on product, operations, and engineering teams coordinating go-live sequencing, data reconciliation, and customer service continuity to preserve retail and digital channel availability. Governance emphasized careful planning and a condensed weekend cutover to minimize disruption, establishing a repeatable runbook for subsequent core workstreams. The bank framed the conversion as a milestone for cloud computing in financial services and as a platform foundation to invent, curate, and launch products through Finxact's APIs. The announcement highlights that the conversion was completed within eight months of signing and characterizes the go-live as the front-foot start of the bank's core modernization journey.
Banking and Financial Services 3600 $526M United States Fiserv Finxact Core Banking 2020 n/a
Banking and Financial Services 266 $65M United States Fiserv Finxact Core Banking 2021 n/a
Banking and Financial Services 998 $856M United States Fiserv Finxact Core Banking 2021 n/a
Banking and Financial Services 114 $27M United States Fiserv Finxact Core Banking 2022 n/a
Banking and Financial Services 20 $3M Puerto Rico Fiserv Finxact Core Banking 2019 n/a
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Buyer Intent: Companies Evaluating Finxact

ARTW Buyer Intent uncovers actionable customer signals, identifying software buyers actively evaluating Finxact. Gain ongoing access to real-time prospects and uncover hidden opportunities. Companies Actively Evaluating Finxact for Core Banking include:

  1. University Of Oxford Uk, a United Kingdom based Education organization with 17000 Employees
  2. Modern Aviation, a United States based Transportation company with 210 Employees
  3. Bdo Unibank Philippines, a Philippines based Banking and Financial Services organization with 44044 Employees

Discover Software Buyers actively Evaluating Enterprise Applications

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FAQ - APPS RUN THE WORLD Finxact Coverage

Finxact is a Core Banking solution from Fiserv.

Companies worldwide use Finxact, from small firms to large enterprises across 21+ industries.

Organizations such as Truist Bank, DoorDash, First Horizon Bank, Credit One Bank and Live Oak Bancshares are recorded users of Finxact for Core Banking.

Companies using Finxact are most concentrated in Banking and Financial Services and Professional Services, with adoption spanning over 21 industries.

Companies using Finxact are most concentrated in United States, with adoption tracked across 195 countries worldwide. This global distribution highlights the popularity of Finxact across Americas, EMEA, and APAC.

Companies using Finxact range from small businesses with 0-100 employees - 26.67%, to mid-sized firms with 101-1,000 employees - 33.33%, large organizations with 1,001-10,000 employees - 26.67%, and global enterprises with 10,000+ employees - 13.33%.

Customers of Finxact include firms across all revenue levels — from $0-100M, to $101M-$1B, $1B-$10B, and $10B+ global corporations.

Contact APPS RUN THE WORLD to access the full verified Finxact customer database with detailed Firmographics such as industry, geography, revenue, and employee breakdowns as well as key decision makers in charge of Core Banking.