List of SAP S/4 HANA Credit Management (FIN-FSCM-CR) Customers
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Since 2010, our global team of researchers has been studying SAP S/4 HANA Credit Management (FIN-FSCM-CR) customers around the world, aggregating massive amounts of data points that form the basis of our forecast assumptions and perhaps the rise and fall of certain vendors and their products on a quarterly basis.
Each quarter our research team identifies companies that have purchased SAP S/4 HANA Credit Management (FIN-FSCM-CR) for Credit Union Management from public (Press Releases, Customer References, Testimonials, Case Studies and Success Stories) and proprietary sources, including the customer size, industry, location, implementation status, partner involvement, LOB Key Stakeholders and related IT decision-makers contact details.
Companies using SAP S/4 HANA Credit Management (FIN-FSCM-CR) for Credit Union Management include: Bayer, a Germany based Life Sciences organisation with 92815 employees and revenues of $55.47 billion, Continental, a Germany based Automotive organisation with 96426 employees and revenues of $46.60 billion, GSK, a United Kingdom based Life Sciences organisation with 69310 employees and revenues of $42.21 billion, ThyssenKrupp, a Germany based Manufacturing organisation with 98120 employees and revenues of $38.50 billion, British American Tobacco, a United Kingdom based Manufacturing organisation with 48989 employees and revenues of $34.80 billion and many others.
Contact us if you need a completed and verified list of companies using SAP S/4 HANA Credit Management (FIN-FSCM-CR), including the breakdown by industry (21 Verticals), Geography (Region, Country, State, City), Company Size (Revenue, Employees, Asset) and related IT Decision Makers, Key Stakeholders, business and technology executives responsible for the software purchases.
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| Logo | Customer | Industry | Empl. | Revenue | Country | Vendor | Application | Category | When | SI | Insight |
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3M United Kingdom | Manufacturing | 1521 | $760M | United Kingdom | SAP | SAP S/4 HANA Credit Management (FIN-FSCM-CR) | Credit Union Management | 2020 | n/a |
In 2020, 3M United Kingdom implemented SAP S/4 HANA Credit Management (FIN-FSCM-CR) as part of its Credit Union Management activities for global credit and treasury operations. The initiative targeted SAP AR, FSCM and Treasury functional consolidation across a multinational manufacturing footprint and included deployment efforts extending to Japan, Malaysia and Thailand while supporting processes across 25 countries.
SAP S/4 HANA Credit Management (FIN-FSCM-CR) was configured to centralize credit exposure and credit limit management, and to enhance credit scoring capabilities within the broader accounts receivable and cash application workflows. Configuration work emphasized module-level workflows for credit decisioning, automated exposure calculation, and integration points to AR and treasury cash operations consistent with Credit Union Management functional patterns.
Integrations included Serrala and Autobank design, implementation and retrofit work to align payment processing and cash application channels with SAP FSCM capabilities, and explicit handling of sanctions screening for Russia related flows. Operational coverage was multi-regional, with a Cash, Credit and Treasury operation team of more than 20 across the Philippines, Poland, United States, Costa Rica, United Kingdom and Singapore supporting day to day processing and regional rollouts.
Governance was structured under a Global Process Owner for Treasury-Cash-Credit and a Global IT Manager for Cash, Credit and Treasury, roles active from January 2020 to February 2023, which led transformation, enhancement and deployment of SAP AR, FSCM and Treasury functions. The program emphasized centralized operational governance, process standardization for credit workflows, and staged rollouts with regional adaptation driven by the global product owner and the centralized IT operations team.
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Abbott Ireland | Life Sciences | 3000 | $1.2B | Ireland | SAP | SAP S/4 HANA Credit Management (FIN-FSCM-CR) | Credit Union Management | 2020 | n/a |
In 2020, Abbott Ireland implemented SAP S/4 HANA Credit Management (FIN-FSCM-CR) as a core Credit Union Management capability supporting credit and collections activities. The deployment targeted Abbott Rapid Diagnostics credit operations across Europe and North America and was configured to support multilingual markets including English, Spanish, Italian, Portuguese and French.
The implementation leveraged SAP S/4 HANA Credit Management (FIN-FSCM-CR) modules with explicit use of the FSCM Collections Management Module for customer contact activity recording and collections workflows, FSCM Dispute Management for managing customer disputes, and FSCM Credit Management for credit limit requests and daily credit queue processing. Functional capabilities included cash application oversight, unapplied credit review, refund request handling, credit limit request creation, and discipline-specific collections case management aligned to Credit Union Management functionality.
Operational integration was executed inside the SAP S/4 HANA application stack, with order approval controls integrated into the daily credit queue before shipment authorization and cash application feeds supporting month end processes. The implementation covered credit and collections teams across Europe and North America, with users responsible for recording interactions in SAP, managing unapplied credits, and overseeing refunds and dispute resolution within the same SAP S/4 HANA environment.
Governance and workflow controls emphasized daily review of the credit queue prior to order approval, structured escalation to sales and senior management to accelerate collections when required, and ongoing process improvement activities to align with monthly close and KPI reporting cycles. Credit and Collections Analysts were accountable for reducing delinquency for assigned accounts, ensuring cash application accuracy, and enforcing payment terms through configured FSCM workflows.
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Apple Ireland | Manufacturing | 6000 | $11.7B | Ireland | SAP | SAP S/4 HANA Credit Management (FIN-FSCM-CR) | Credit Union Management | 2019 | n/a |
In 2019 Apple Ireland implemented SAP S/4 HANA Credit Management (FIN-FSCM-CR) to establish Credit Union Management capabilities across its SAP landscape. The SAP S/4 HANA Credit Management (FIN-FSCM-CR) deployment centralized credit master data and embedded system-controlled credit checks into sales order processing.
The implementation configured functional modules for credit limit management, exposure monitoring, and scoring workflows aligned to Order to Cash processes, with automation to enforce real time credit decisioning at order entry and billing. Configuration work tied SAP S/4 HANA Credit Management into SAP Sales & Distribution to ensure credit validation was executed as part of order capture and invoicing.
Operational coverage included Apple’s global sales channels, with configuration and testing coordinated from Ireland and collaborative BRD and gap analysis with offshore consultancies and Apple teams in the United States. The program delivered structured testing cycles, knowledge transfer, and training to embed FSCM business model changes into Apple’s Order and Credit management operations.
Governance was organized under FSCM functional leadership, using BRD driven gap resolution and cross functional workflows between finance and sales to operationalize credit policies within the SAP S/4 HANA environment. Subsequent functional support and module design input continued to focus on sustaining FSCM configuration, testing, and training to maintain credit management controls and process alignment.
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Manufacturing | 500 | $700M | Ireland | SAP | SAP S/4 HANA Credit Management (FIN-FSCM-CR) | Credit Union Management | 2019 | n/a |
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Professional Services | 2000 | $200M | United Arab Emirates | SAP | SAP S/4 HANA Credit Management (FIN-FSCM-CR) | Credit Union Management | 2018 | n/a |
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Oil, Gas and Chemicals | 950 | $100M | Germany | SAP | SAP S/4 HANA Credit Management (FIN-FSCM-CR) | Credit Union Management | 2019 | n/a |
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Consumer Packaged Goods | 1500 | $1.0B | United Kingdom | SAP | SAP S/4 HANA Credit Management (FIN-FSCM-CR) | Credit Union Management | 2020 | n/a |
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Manufacturing | 450 | $58M | Ireland | SAP | SAP S/4 HANA Credit Management (FIN-FSCM-CR) | Credit Union Management | 2016 | n/a |
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Manufacturing | 100 | $15M | Australia | SAP | SAP S/4 HANA Credit Management (FIN-FSCM-CR) | Credit Union Management | 2021 | n/a |
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Life Sciences | 92815 | $55.5B | Germany | SAP | SAP S/4 HANA Credit Management (FIN-FSCM-CR) | Credit Union Management | 2023 | n/a |
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